7093 Chandler Rd, Altamont, NY 12009 Property Records

Albany County and Guilderland Town property record for 7093 Chandler Rd, Altamont, NY 12009

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,572 sqft · built 1925
Lot Size	2.3 acres (100,188 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,456 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`013089 26.00-1-44`

Property Details

APN / Parcel Number

Primary APN	`013089 26.00-1-44`
Alternative APNs	`308902600000010440000000` `02600000010440000000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,572 sqft Living Area
1st Floor Area	1,340 sqft
2nd Floor Area	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	100,188 sqft (2.3 acres)
Garage Type	Mixed
Garage Area	714 sqft
Parking Spaces	3 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	02600000010440000000
Street Address	7093 CHANDLER RD
City	ALTAMONT
State	NY
Zip	12009-5501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Block	1
Legal Lot Number	44.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	3
Census Block	3018
Census Tract	14606

Owner

7093 Chandler Rd, a single family home, is owned by two individuals.

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	33 WESTERN AVE, RAVENA, NY 12143-1346
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU
Mar 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES FCU
Mar 21, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES FCU
Feb 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP
Sep 24, 2019	Deed of Trust, Mortgage SEFCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	7093 CHANDLER RD, ALTAMONT, NY 12009-5501
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7093 CHANDLER RD, ALTAMONT, NY 12009-5501

Mortgage

Document Number	0000001114
Date	Nov 21, 2023
Instrument	R2023-21114

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	7093 CHANDLER RD, ALTAMONT, NY 12009-5501
Transaction Type	Mortgage
Record Updated	Apr 15, 2022
Title Company	SMPR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7093 CHANDLER RD, ALTAMONT, NY 12009-5501

Mortgage

Document Number	0000000638
Date	Mar 21, 2022
Instrument	R2022-7638

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	7093 CHANDLER RD, ALTAMONT, NY 12009-5501
Transaction Type	Mortgage
Record Updated	Apr 15, 2022
Title Company	SMPR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7093 CHANDLER RD, ALTAMONT, NY 12009-5501

Mortgage

Document Number	0000000639
Date	Mar 21, 2022
Instrument	R2022-7639

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	7093 CHANDLER RD, ALTAMONT, NY 12009-5501
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003150
Date	Feb 14, 2019
Instrument	R2019-03150

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	7093 CHANDLER RD, ALTAMONT, NY 12009-5501
Document Number	0000020189
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 WESTERN AVE RAVENA NY 121431346, RAVENA, NY 12143-1346

Mortgage

Document Number	0000020189
Date	Sep 25, 2019
Instrument	20189

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 7093 Chandler Rd was $7,456, down 1.1% from the year before.

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,456.00 (-1.1%)
2025	$7,539.00	$261,000 Land $52,000 Building $209,000	$348,000 Land $69,333 Building $278,667
2023		$261,000 (-) Land $52,000 Building $209,000	$307,059 (+7.06%) Land $61,177 Building $245,882
2022		$261,000 Land $52,000 Building $209,000	$286,813 Land $57,143 Building $229,670
2021	$8,235.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7093 Chandler Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7093 Chandler Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880
Hudson Valley Wireless Fixed Wireless	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chandler Rd

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