Warren County property record for 7092 State Rte 132, Morrow, OH 45152
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,723 sqft · built 1963 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Owner Names on Record |
| Tax Bill | $4,915 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-29-400-010-0 |
| Primary APN | 18-29-400-010-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,723 sqft Living Area |
| 1st Floor Area | 2,723 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Exterior Material | Brick/Stone |
| Construction Type | Brick |
| Foundation Type | Block |
| Lot Area | 174,240 sqft (4 acres) |
| Garage Type | Attached |
| Garage Area | 374 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 220 sqft |
| Utility Building | 120 sqft |
| Pole Barn | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Oil |
| Account Number | 3502732 |
|---|---|
| Old Parcel Number | 1829400010 |
| Street Address | 7092 STATE ROUTE 132 |
| City | MORROW |
| State | OH |
| Zip | 45152-9765 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MS-1495 4.0000 AC. |
| Legal Subdivision | HARLAN |
| Legal Block | 400 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | HARLAN |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 32400 |
Source: Warren County records, as of February 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 7092 STATE ROUTE 132, MORROW, OH 45152-9765 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jan 21, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Feb 28, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Jun 1, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 8, 2014 |
| Transfer Doc | 0000032841 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 7092 STATE ROUTE 132, MORROW, OH 45152-9765 |
| Document Number | 0000004759 |
| Instrument Date | Jan 21, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 7092 STATE RTE MORROW OH 45152, MORROW, OH 45152 |
| Document Number | 0000004759 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 4759 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jan 28, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 7092 STATE ROUTE 132, MORROW, OH 45152-9765 |
| Document Number | 0000012548 |
| Instrument Date | Feb 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7092 STATE ROUTE 132 MORROW OH 451529765, MORROW, OH 45152-9765 |
| Document Number | 0000012548 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 12548 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 19, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 7092 STATE ROUTE 132, MORROW, OH 45152-9765 |
| Document Number | 0000014896 |
| Instrument Date | Jun 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7092 STATE ROUTE 132 MORROW OH 451529765, MORROW, OH 45152-9765 |
| Document Number | 0000014896 |
|---|---|
| Date | Jun 7, 2019 |
| Instrument | 14896 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 6, 2049 |
Source: Warren County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Harlan Township |
| Unified School District | Little Miami Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,915.00 (+24.71%) | $111,115 (+27.02%) Land $39,025 Building $72,090 | $317,470 (+27.02%) Land $111,500 Building $205,970 |
| 2023 | $3,941.00 (+1.26%) Homeowner's exemption | $87,479 (-) Land $23,678 Building $63,801 | |
| 2022 | $3,892.00 Homeowner's exemption | $87,479 Land $23,678 Building $63,802 | $249,940 (-) Land $67,650 Building $182,290 |
| 2021 | $249,940 Land $67,650 Building $182,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERN WATER COMPANY private · serves 39,508 people · EPA ID OH8300512 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bresco Broadband Fiber | 10,000 / 10,000 |
| Spectrum Cable | 1,000 / 1,000 |
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