7092 Holly Ln, Gilbert, MN 55741 Property Records

St. Louis County property record for 7092 Holly Ln, Gilbert, MN 55741

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,248 sqft · built 1983
Lot Size	32.8 acres (1,428,768 sqft)
Owner	2 Trust Names on File
Tax Bill	$2,426 (2026)
Deeds & Mortgages	Jul 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`260-0015-00620`

Property Details

APN / Parcel Number

Primary APN	`260-0015-00620`
Alternative APNs	`1169722` `958091`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,248 sqft Gross Area
1st Floor Area	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	1,428,768 sqft (32.8 acres)
Garage Area	1,320 sqft
Deck Area	231 sqft
Storage Building	90 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1169722
Street Address	7092 HOLLY LN
City	GILBERT
State	MN
Zip	55741-8338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	THAT PART OF GOVT LOT 4, LYING WESTERLY OFTHE FOLLOWING DESCRIBED LINE: COMMENCING ATTHE SOUTHEAST CORNER OF SAID GOVT LOT 4
Legal Range	16W
Legal Township	58N
Legal Section	31
Legal Subdivision	BIWABIK TOWN OF
Legal Lot Number	4
Jurisdiction	ST LOUIS MN
Township / Civil Division	BIWABIK
Census Block Group	2
Census Block	2036
Census Tract	13600

Owner

7092 Holly Ln is owner-occupied and held in a trust since June 2024.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	2 Trust Names on File
Mailing Address	7092 HOLLY LN, GILBERT, MN 55741-8338
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 14, 2024
Transfer Doc	0001493315
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 17, 2026
Property Address	7092 HOLLY LN, GILBERT, MN 55741-8338
Document Number	0001536560
Instrument Date	Jul 7, 2026
Instrument	20261536560
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	7092 HOLLY LN, GILBERT, MN 55741-8338

Tax Assessment & Valuation

The 2026 property tax bill for 7092 Holly Ln was $2,426 with a homeowner's exemption, up 3.6% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Biwabik Township
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,426.00 (+3.59%) Homeowner's exemption
2025	$2,342.00 (-3.46%) Homeowner's exemption	$295,200 (+9.94%) Land $113,000 Building $182,200	$295,200 (+9.94%) Land $113,000 Building $182,200
2024	$2,426.00	$268,500 Land $107,000 Building $161,500	$268,500 Land $107,000 Building $161,500
2022		$250,000 Land $105,300 Building $144,700	$250,000 Land $105,300 Building $144,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7092 Holly Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7092 Holly Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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