Lake County property record for 7091 Cramer Rd, Finland, MN 55603
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 2 ba · 1,152 sqft · built 1975 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $90,000 (May 2021) |
| Tax Bill | $1,628 (2026) |
| Deeds & Mortgages | May 2021 Sale |
| APN | 27-5707-02850 |
| Primary APN | 27-5707-02850 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,152 sqft Gross Area |
| 1st Floor Area | 1,152 sqft |
| Utility Area | 231 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | A-Frame |
| Exterior Material | Wood |
| Construction Type | Wood |
| Lot Area | 871,200 sqft (20 acres) |
| Pool Type | Pool with Hot Tub/Spa |
| Deck Area | 192 sqft |
| Sauna | Sauna |
| Heating System | Space Heater |
|---|---|
| Heating Fuel | Wood |
| Street Address | 7091 CRAMER RD |
|---|---|
| City | FINLAND |
| State | MN |
| Zip | 55603 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | E12 OF SW14 OF SE14 |
| Legal Range | 07W |
| Legal Township | 57N |
| Legal Section | 02 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | CRYSTAL BAY |
| Census Block Group | 2 |
| Census Block | 2162 |
| Census Tract | 370101 |
7091 Cramer Rd, a residential property, is owned by two individuals who bought it in May 2021.
Source: Lake County records, as of October 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4117 WASHBURN AVE S, MINNEAPOLIS, MN 55410-1145 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2021 · Amount on File |
| Deed Sale | May 7, 2021 · Amount on File |
| Deed Document Number | 2021197275 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | May 7, 2021 |
| Property Address | 7091 CRAMER RD, FINLAND, MN 55603 |
| Document Number | A000197275 |
| Instrument Date | Apr 29, 2021 |
| Instrument | A000197275 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 7091 CRAMER RD, FINLAND, MN 55603 |
The 2026 property tax bill for 7091 Cramer Rd was $1,628, up 34.1% from the year before.
Source: Lake County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| County Subdivision | Crystal Bay Township |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,628.00 (+34.1%) | $213,700 Land $46,200 Building $167,500 | $213,700 Land $46,200 Building $167,500 |
| 2025 | $1,214.00 | ||
| 2023 | $181,000 Land $33,700 Building $147,300 | $181,000 Land $33,700 Building $147,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 7091 Cramer Rd; there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7091 Cramer Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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