709 Windward Cir, Sandusky, OH 44870 Property Records

Erie County property record for 709 Windward Cir, Sandusky, OH 44870

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,038 sqft · built 2022
Lot Size	0.334 acres (14,549 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Mar 2019)
Tax Bill	$9,235 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Mar 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`57-05728-234`

Property Details

APN / Parcel Number

Primary APN	`57-05728-234`
Alternative APN	`003312-0`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,038 sqft Living Area
Gross Area	4,076 sqft
1st Floor Area	2,038 sqft
Basement Area	2,038 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	14,549 sqft (0.334 acres)
Lot Dimensions	150 ft deep x 97 ft wide

Location & Zoning

Account Number	003312-0
Street Address	709 WINDWARD CIR
City	SANDUSKY
State	OH
Zip	44870-6524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 HIDDEN HARBOUR SUB
Legal Subdivision	HIDDEN HARBOUR SUBDIVISION
Legal Lot Number	2
Jurisdiction	ERIE OH
Township / Civil Division	SANDUSKY
Census Block Group	2
Census Block	2010
Census Tract	40700

Owner

709 Windward Cir is owned and occupied by an individual who bought it in March 2019.

Source: Erie County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	709 WINDWARD CIR, SANDUSKY, OH 44870-6524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage · Line of Credit CIVISTA BANK
Mar 21, 2019	Warranty Deed, Transfer RACHELLE B BALOG
Jun 1, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 7, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2019 · Amount on File
Deed Sale	Mar 21, 2019 · Amount on File
Prior Sale	Nov 7, 2017 · Amount on File
Deed Document Number	20191939
Prior Transfer Date	May 16, 2018
Prior Transfer Doc	0000004780
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	709 WINDWARD CIR, SANDUSKY, OH 44870-6524
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 WINDWARD CIR, SANDUSKY, OH 44870-6524

Mortgage

Document Number	0000007033
Date	Sep 11, 2025
Instrument	202507033

Lender

Name	CIVISTA BANK
Type	Bank
Address	SANDUSKY, OH 44870

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE OH
Recording Date	Mar 21, 2019
Property Address	SANDUSKY, OH 44870
Document Number	0000001939
Instrument Date	Mar 19, 2019
Instrument	1939
Transaction Type	Transfer
Record Updated	Apr 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 MARINA POINT DR SANDUSKY OH 448706521, SANDUSKY, OH 44870-6521

Mortgage

Document Number	1940
Date	Mar 21, 2019
Instrument	1940

Lender

Name	RACHELLE B BALOG
Address	6055 ROCKSIDE WOODS BLVD N # 100, INDEPENDENCE, OH 44131-2317
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ERIE OH
Recording Date	Jun 1, 2018
Property Address	SANDUSKY, OH 44870
Document Number	0000004780
Instrument Date	May 16, 2018
Instrument	4780
Transaction Type	Transfer
Record Updated	Jun 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6055 ROCKSIDE WOODS BLVD N #100 INDEPENDENCE OH 441312317, 100, INDEPENDENCE, OH 44131-2317

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE OH
Recording Date	Nov 7, 2017
Property Address	SANDUSKY, OH 44870
Document Number	0000010069
Instrument Date	Nov 6, 2017
Instrument	10069
Transaction Type	Transfer
Record Updated	Oct 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$560.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5411 HILLSIDE RD INDEPENDENCE OH 441314653, INDEPENDENCE, OH 44131-4653

Tax Assessment & Valuation

The 2025 property tax bill for 709 Windward Cir was $9,235, up 5% from the year before.

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
Municipality	Sandusky City
Unified School District	Sandusky City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,235.00 (+5%)	$225,487 (-) Land $84,875 Building $140,612
2024	$8,795.00 (-0.67%)	$225,487 (+29.95%) Land $84,875 Building $140,612	$644,250 Land $242,500 Building $401,750
2023	$8,854.00 (+239.49%)	$173,515 (+254.11%) Land $48,996 Building $124,519
2022	$2,608.00	$49,000 Land $49,000
2021			$495,760 Land $139,990 Building $355,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 709 Windward Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Nearby Flood Policies	31 in force
Nearby Flood Claims	6 (1982–2023)
Most Recent Claim	Feb 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 709 Windward Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDUSKY CITY serves 25,793 people · EPA ID OH2201411
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable	10,000 / 10,000
Omni Fiber Fiber	10,000 / 10,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

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