709 Windgate Dr, Wilmington, NC 28412 Property Records

New Hanover County property record for 709 Windgate Dr, Wilmington, NC 28412

Property Summary

Property Type	Patio Home
Details	3 bd · 2 ba · 1,830 sqft · built 2003
Lot Size	0.235 acres (10,237 sqft)
Owner	Individual Name on Record
Last Sale	$157,000 (May 2003)
Tax Bill	$1,581 (2025)
Deeds & Mortgages	May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R07900-001-181-000`

Property Details

APN / Parcel Number

Primary APN	`R07900-001-181-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,830 sqft Living Area
1st Floor Area	1,610 sqft
Basement Area	1,610 sqft
Finished Basement	1,610 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Patio Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	10,237 sqft (0.235 acres)
Terrain	Low
Garage Area	440 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	80 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	709 WINDGATE DR
City	WILMINGTON
State	NC
Zip	28412-3195
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Patio Home
Local Zoning Code	R-10,RESID
Legal Description	LOT 12 SEC 3 KIRKWOOD AT ARRONDALE
Legal Subdivision	KIRKWOOD @ ARRONDALE SEC 6
Legal Block	1
Legal Lot Number	12
Jurisdiction	NEW HANOVER NC
Township / Civil Division	FEDERAL POINT
Census Block Group	3
Census Block	3010
Census Tract	12106

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	709 WINDGATE DR, WILMINGTON, NC 28412-3195
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2003 · Amount on Record
Deed Sale	May 2, 2003 · Amount on Record
Prior Sale	Feb 21, 2003 · Amount on Record
Deed Book / Page	3771 / 367
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	709 WINDGATE DR, WILMINGTON, NC 28412-3195
Document Number	0063150292
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	709 WINDGATE DR WILMINGTON NC 284123195, WILMINGTON, NC 28412-3195

Mortgage

Document Number	0063150292
Date	May 27, 2020
Book Page	006315/000292
Instrument	19104

Lender

Name	EXCITE CU
Address	SAN JOSE, CA 95118

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 26, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$398,400 (-) Land $113,300 Building $285,100	$398,400 (-) Land $113,300 Building $285,100
2025	$1,581.00 (+5.97%)	$398,400 (+46.74%) Land $113,300 Building $285,100	$398,400 (+46.74%) Land $113,300 Building $285,100
2024	$1,492.00 (+0.4%)
2023	$1,486.00 (-0.87%)	$271,500 Land $62,600 Building $208,900	$271,500 Land $62,600 Building $208,900
2022	$1,499.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 72 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	84 units insured incl. 12 condo units
Nearby Flood Claims	1 (2020)
Most Recent Claim	Aug 2020 · Hurricane Isaias

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THE CAPE MASTER SYSTEM private · serves 11,587 people · EPA ID NC0465199
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20