709 Wilson Rd, Spring Lake, MI 49456 Property Records

Ottawa County property record for 709 Wilson Rd, Spring Lake, MI 49456

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,078 sqft · built 1920
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on File
Last Sale$177,000 (Jul 2022)
Tax Bill$1,750 (2025)
Deeds & MortgagesOct 2017 Mortgage
Aug 2017 Mortgage
+ 7 more
Flood ZoneZone X (minimal risk)
APN70-03-05-200-007

Property Details

APN / Parcel Number

Primary APN70-03-05-200-007

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,078 sqft Living Area
1st Floor Area1,078 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Lot Area21,780 sqft (0.5 acres)
Lot Dimensions165 ft deep x 132 ft wide
Garage Area560 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address709 WILSON RD
CitySPRING LAKE
StateMI
Zip49456-9628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionPART OF NE FRL 1/4 OF NE FRL 1/4 COM 528 FT W OF NE COR, TH S 198 FT, W 132 FT, N 198 FT, E 132 FT TO BEG SEC 5 T8N R16W 60A
Legal Range16W
Legal Township08N
Legal Section05
Legal Block200
JurisdictionOTTAWA MI
Township / Civil DivisionSPRING LAKE
Census Block Group1
Census Block1002
Census Tract20504

Owner

709 Wilson Rd is owned and occupied by an individual who bought it in July 2022.

Source: Ottawa County records, as of October 12, 2026

Owner of RecordIndividual Name on File
Mailing Address709 WILSON RD, SPRING LAKE, MI 49456-9628
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2017Deed of Trust, Mortgage · ARM
VISIO FINANCIAL SERVICES INC
Aug 18, 2017Deed of Trust, Mortgage · Second Mortgage (Down Payment)
STANLEY J KLOS III
Feb 28, 2017Deed of Trust, Mortgage
THOMAS SIEBRASSE
Jul 5, 2022Warranty Deed, Transfer · Conventional Mortgage
CHURCHILL MORTGAGE CORP
Feb 14, 2020Warranty Deed, Transfer · Conventional Mortgage
LAKE MICHIGAN CU
Sep 17, 2019Warranty Deed, Transfer
CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC
Nov 16, 2018Sheriff's Deed, Foreclosure
Dec 20, 2017Land Contract, Transfer
Feb 22, 2017Deed, Transfer
TRANSNATION TITLE AGENCY, TRANSRATION TITLE AGENCY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 5, 2022 · Amount on File
Deed SaleJul 5, 2022 · Amount on File
Prior SaleFeb 14, 2020 · Amount on File
Deed Document Number202224511
Prior Transfer DateNov 8, 2018
Prior Transfer Doc20180041143
Record UpdatedOct 29, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTTAWA MI
Property Address709 WILSON RD, SPRING LAKE, MI 49456-9628
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20170039251
DateOct 20, 2017
Instrument2017-0039251
Lender
NameVISIO FINANCIAL SERVICES INC
TypeLending Institution
AddressAUSTIN, TX 78758
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueNov 1, 2047
Interest
Rate TypeAdjustable Rate
Rate7.4%
Type Change DateNov 1, 2024
Change FrequencyAnnually
Min Rate At Change7.4%
Max Rate At Change10.4%
Index1-Year LIBOR
Margin7
Max Rate13.4%

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTTAWA MI
Property Address709 WILSON RD, SPRING LAKE, MI 49456-9628
Transaction TypeMortgage
Record UpdatedAug 12, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20170030528
DateAug 18, 2017
Instrument2017-0030528
Lender
NameSTANLEY J KLOS III
TypePrivate Party
Address3650 W 71ST ST, INDIANAPOLIS, IN 46268
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record
Term6 Months
DueFeb 7, 2018

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTTAWA MI
Property Address709 WILSON RD, SPRING LAKE, MI 49456-9628
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20170007269
DateFeb 28, 2017
Instrument2017-0007269
Lender
NameTHOMAS SIEBRASSE
TypePrivate Party
Address2417 MAPLEWOOD DR SE, GRAND RAPIDS, MI 49506
Agreement
AmountAmount on Record
Term6 Months
DueAug 27, 2017
Interest
Rate10%

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTTAWA MI
Recording DateJul 5, 2022
Property Address709 WILSON RD, SPRING LAKE, MI 49456-9628
Document Number20220024511
Instrument DateJul 1, 2022
Instrument2022-0024511
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyCHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,327.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address709 WILSON STREET 76 S RIVER AVENUE, 709, SPRING LAKE, MI 49456

Transferred To (Grantee/Buyer)

NameVerified Name
Address709 WILSON STREET 76 S RIVER AVENUE, SPRING LAKE, MI 49456

Mortgage

Document Number20220024512
DateJul 5, 2022
Instrument2022-0024512
Lender
NameCHURCHILL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueAug 1, 2037

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTTAWA MI
Recording DateFeb 14, 2020
Property Address709 WILSON RD, SPRING LAKE, MI 49456-9628
Document Number20200006025
Instrument DateFeb 12, 2020
Instrument2020-0006025
Transaction TypeTransfer
Record UpdatedAug 12, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,023.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address709 WILSON RD, 709, SPRING LAKE, MI 49456-9628

Transferred To (Grantee/Buyer)

NameVerified Name
Address15027 GROESBECK ST, GRAND HAVEN, MI 49417-9523
InvestorPossibly a Property Investor

Mortgage

Document Number20200006026
DateFeb 14, 2020
Instrument2020-0006026
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2050

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTTAWA MI
Recording DateSep 17, 2019
Property Address709 WILSON RD, SPRING LAKE, MI 49456-9628
Document Number20190032930
Instrument DateSep 6, 2019
Instrument2019-0032930
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyCHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

AmountAmount on Record
Tax$645.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2999 WESTMINSTER AVE STE 265, 2999, SEAL BEACH, CA 90740-5379

Transferred To (Grantee/Buyer)

NameVerified Name
Address700 WILSON RD, NORTON SHORES, MI 49456-8603

November 2018: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionOTTAWA MI
Recording DateNov 16, 2018
Property Address709 WILSON RD, SPRING LAKE, MI 49456-9628
Document Number20180041143
Instrument DateNov 8, 2018
Instrument2018-0041143
Transaction TypeForeclosure
Record UpdatedAug 12, 2022

Transaction

AmountAmount on Record
Tax$97.35
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
AddressIRVING, TX 75039
Mail Care Of400 EAST ROYAL LANE

December 2017: Land Contract, Transfer

Document TypeLand Contract
JurisdictionOTTAWA MI
Recording DateDec 20, 2017
Property Address709 WILSON RD, SPRING LAKE, MI 49456-9628
Document Number20170047778
Instrument DateDec 18, 2017
Instrument2017-0047778
Transaction TypeTransfer
Record UpdatedAug 12, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4370 CHICAGO DR SW # SWB157, 4370, GRANDVILLE, MI 49418-1694

Transferred To (Grantee/Buyer)

NameVerified Name
Address709 WILSON RD, SPRING LAKE, MI 49456-9628

February 2017: Deed, Transfer

Document TypeDeed
JurisdictionOTTAWA MI
Recording DateFeb 22, 2017
Property Address709 WILSON RD, SPRING LAKE, MI 49456-9628
Document Number20170006604
Instrument DateFeb 21, 2017
Instrument2017-0006604
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyTRANSNATION TITLE AGENCY, TRANSRATION TITLE AGENCY

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address100 E PENN SQ # SQ12TH, 100, PHILADELPHIA, PA 19107-3323

Transferred To (Grantee/Buyer)

NameVerified Name
Address4370 CHICAGO DR SW # B157, B157, GRANDVILLE, MI 49418-1694
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 709 Wilson Rd was $1,750 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOttawa County
County SubdivisionSpring Lake Township
Unified School DistrictGrand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$95,200$190,400
2025$1,750.00
2023$64,500$129,000
2022$1,508.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 709 Wilson Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims6 (1985–2020)
Claims Outside the SFHA6 of 6
Most Recent ClaimMay 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 Wilson Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRING LAKE TOWNSHIP
serves 9,393 people · EPA ID MI0006235
Water SourcePurchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State InspectionNov 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Spectrum, T-Mobile.

Nearby Properties on Wilson Rd

Nearby Streets

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