709 Willow Bend Dr, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 709 Willow Bend Dr, Chesapeake, VA 23323

Property Summary

Property Type	Exempt (Full or Partial)
Details	4 bd · 2 ba · 1,745 sqft · built 1988
Lot Size	0.372 acres (16,204 sqft)
Owner	2 Individual Names on Record
Last Sale	$297,000 (Jun 2020)
Tax Bill	$3,732 (2025)
Deeds & Mortgages	Oct 2006 Mortgage Feb 2013 Mortgage + 4 more
APN	`0452001003170`

Property Details

APN / Parcel Number

Primary APN	`0452001003170`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,745 sqft Total Area
1st Floor Area	1,469 sqft
Attic	Attic
Attic Area	1,469 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,204 sqft (0.372 acres)
Lot Dimensions	100 ft deep x 79 ft wide
Garage Type	Attached
Garage Area	460 sqft
Porch	Open Porch
Porch Area	24 sqft
Patio Area	1,469 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	709 WILLOW BEND DR
City	CHESAPEAKE
State	VA
Zip	23323-1072
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R10S: RESI
Legal Description	317 MILL CREEK SEC 5
Legal Subdivision	MILL CREEK
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3033
Census Tract	21301

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	709 WILLOW BEND DR, CHESAPEAKE, VA 23323-1072
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2006	Deed of Trust, Mortgage · Conventional Mortgage HOME LOAN CENTER INC
Feb 25, 2013	Deed of Trust, Mortgage · VA Mortgage BANK OF AMERICA NA
Jul 2, 2007	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COUNTRYWIDE BANK
Jun 1, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 20, 2018	Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION
Jan 4, 2005	Warranty Deed, Transfer · Conventional Mortgage COUNTRYWIDE HOME LOAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2020 · Amount on Record
Deed Sale	Jun 1, 2020 · Amount on Record
Prior Sale	Mar 20, 2018 · Amount on Record
Deed Document Number	202016829
Deed Book / Page	10157 / 565
Record Updated	Oct 29, 2026

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	709 WILLOW BEND DR, CHESAPEAKE, VA 23323-1072
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006770/117
Date	Oct 3, 2006
Book Page	6770/117

Lender

Name	HOME LOAN CENTER INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.63%

February 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	709 WILLOW BEND DR, CHESAPEAKE, VA 23323-1072
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008984/563
Date	Feb 25, 2013
Book Page	8984/563

Lender

Name	BANK OF AMERICA NA

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2043

Interest

Rate Type	Fixed Rate
Rate	4%

July 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	709 WILLOW BEND DR, CHESAPEAKE, VA 23323-1072
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007144/658
Date	Jul 2, 2007
Book Page	7144/658

Lender

Name	COUNTRYWIDE BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Apr 1, 2022

Interest

Rate Type	Fixed Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 1, 2020
Property Address	709 WILLOW BEND DR, CHESAPEAKE, VA 23323-1072
Document Number	10157/565
Book / Page	10157 / 565
Instrument Date	May 22, 2020
Instrument	200016829
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 WILLOW BEND DR, CHESAPEAKE, VA 23323-1072

Mortgage

Document Number	200016830
Date	Jun 1, 2020
Instrument	200016830

Lender

Name	MORTGAGE RESEARCH CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Mar 20, 2018
Property Address	709 WILLOW BEND DR, CHESAPEAKE, VA 23323-1072
Document Number	9893/1911
Book / Page	9893 / 1911
Instrument Date	Mar 19, 2018
Instrument	180006997
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMNTS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 WILLOW BEND DR, CHESAPEAKE, VA 23323-1072
Investor	Possibly a Property Investor

Mortgage

Document Number	180006998
Date	Mar 20, 2018
Instrument	180006998

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded

January 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jan 4, 2005
Property Address	709 WILLOW BEND DR, CHESAPEAKE, VA 23323-1072
Document Number	005784/549
Book / Page	5784 / 549
Instrument Date	Oct 4, 2004
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0005784551
Date	Jan 4, 2005
Instrument	5784/551

Lender

Name	COUNTRYWIDE HOME LOAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$387,400 (+4.84%) Land $160,000 Building $227,400	$387,400 (+4.84%) Land $160,000 Building $227,400
2025	$3,732.00 (+39.51%)	$369,500 (+6.06%) Land $150,000 Building $219,500	$369,500 (+6.06%) Land $150,000 Building $219,500
2023		$348,400 (+7.1%) Land $130,000 Building $218,400	$348,400 (+7.1%) Land $130,000 Building $218,400
2022		$325,300 Land $120,000 Building $205,300	$325,300 Land $120,000 Building $205,300
2019	$2,675.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 73 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	73 in force
Nearby Flood Claims	9 (1999–2024)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

709 Willow Bend Dr, Chesapeake, VA 23323 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2006: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2013: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2007: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2005: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Willow Bend Dr

Nearby Streets

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