Monroe County property record for 709 Whitmarsh Ln, Key West, FL 33040
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 8 bd · 6 ba · 3,893 sqft · built 1943 |
| Lot Size | 0.115 acres (4,986 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,180,000 (Apr 2019) |
| Tax Bill | $16,589 (2025) |
| Deeds & Mortgages | Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00015540-000000 |
| Primary APN | 00015540-000000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 6 Baths |
| Units | 5 Units |
| Stories | 1 Story |
| Building Area | 3,893 sqft Living Area |
| 1st Floor Area | 1,399 sqft |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Multi-Family |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 4,986 sqft (0.115 acres) |
| Lot Dimensions | 55 ft deep x 91 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 426 sqft |
| Deck Area | 72 sqft |
| Patio Area | 72 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Account Number | 1015911 |
|---|---|
| Street Address | 709 WHITMARSH LN |
| City | KEY WEST |
| State | FL |
| Zip | 33040-7430 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | HHDR |
| Legal Description | KW PT LOT 1 SQR 1 TR 4 G12-306/07 OR773-374/76 OR1197-1270 OR1540-1177 OR2185-1541/42 OR2403-2028 OR2931-535 OR2960-184 |
| Legal Tract | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 972400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
709 Whitmarsh Ln, a residential property, is owned by a company that bought it in April 2019.
Source: Monroe County records, as of August 31, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 371859, KEY LARGO, FL 33037-1859 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2019 · Amount on File |
| Deed Sale | Apr 22, 2019 · Amount on File |
| Prior Sale | Feb 8, 2006 · Amount on File |
| Deed Document Number | 20192216426 |
| Deed Book / Page | 2960 / 184 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 22, 2019 |
| Property Address | 709 WHITMARSH LN, KEY WEST, FL 33040-7430 |
| Document Number | 0029600184 |
| Book / Page | 2960 / 0184 |
| Instrument Date | Apr 15, 2019 |
| Instrument | 2216426 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,260.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 96TH AVENUE E, KEY WEST, FL 33040 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 371859, KEY LARGO, FL 33037-1859 |
| Document Number | 0029600190 |
|---|---|
| Date | Apr 22, 2019 |
| Instrument | 2960-0190 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 15, 2029 |
The 2025 property tax bill for 709 Whitmarsh Ln was $16,589, up 8.8% from the year before.
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,589.00 (+8.78%) | $1,745,002 Land $1,187,478 Building $557,524 | $1,745,002 Land $1,187,478 Building $557,524 |
| 2024 | $15,250.00 (+4.13%) | ||
| 2023 | $14,645.00 (+15.36%) | $1,708,211 (+28.31%) Land $1,162,910 Building $545,301 | $1,708,211 (+28.31%) Land $1,162,910 Building $545,301 |
| 2022 | $12,695.00 | $1,331,301 Land $775,273 Building $556,028 | $1,331,301 Land $775,273 Building $556,028 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 709 Whitmarsh Ln in Zone X, an area of minimal flood risk, though there have been 89 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 285 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 328 units insured incl. 43 condo units |
| Nearby Flood Claims | 89 (1980–2025) |
| Claims Outside the SFHA | 43 of 89 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 709 Whitmarsh Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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