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709 Whitehead St, Key West, FL 33040 Property Records

Monroe County property record for 709 Whitehead St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,308 sqft · built 1933
Lot Size0.102 acres (4,431 sqft)
OwnerIndividual Name on Record
Last Sale$1,125,000 (Jul 2022)
Tax Bill$10,313 (2024)
Deeds & MortgagesSep 2022 Transfer
Jul 2021 Sale
Flood ZoneZone X (moderate risk)
APN00016050-000000

Property Details

APN / Parcel Number

Primary APN00016050-000000
Alternative APNs
  • 01010100016050000000
  • 1016438

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,308 sqft Living Area
1st Floor Area1,308 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 2020
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area4,431 sqft (0.102 acres)
Lot Dimensions99 ft deep x 45 ft wide
Garage TypeCarport
Garage Area144 sqft
CarportCarport
Carport Area144 sqft
PorchOpen Porch
Porch Area264 sqft
Patio Area1,608 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account Number1016438
Street Address709 WHITEHEAD ST
CityKEY WEST
StateFL
Zip33040-7419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHRO
Legal DescriptionKW PT SUBS 1-2 PT LOT 2 SQR 3 TR 4 E1-117 OR298-553 OR1288-751 OR1339-288 OR1355-2250 OR2829-1645 OR2829-1647 OR2957-1512 OR3113-0344 OR3184-2320 OR3194-2378
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionTHE ISLAND OF KEY WEST
Legal Tract4
Legal Lot Number2
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1006
Census Tract972400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address201 N KANAWHA ST, BECKLEY, WV 25801-4716
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2022Quit Claim Deed, Transfer
ACCOMODATION, ACCOMMODATION
Jul 19, 2021Warranty Deed, Transfer
FLORIDIAN TITLE LLC, FLORIDA TITLE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 19, 2022 · Amount on Record
Deed SaleJul 19, 2022 · Amount on Record
Prior SaleJul 19, 2021 · Amount on Record
Deed Document Number20222384158
Deed Book / Page3184 / 2320
Prior Transfer DateNov 23, 1993
Prior Transfer Doc1288000751
Record UpdatedOct 29, 2026

September 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateSep 20, 2022
Property Address709 WHITEHEAD ST, KEY WEST, FL 33040-7419
Document Number0031942378
Book / Page3194 / 2378
Map ReferenceMB 1 PG 29
Instrument DateSep 9, 2022
Instrument2392094
Transaction TypeTransfer
Record UpdatedOct 14, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address201 N KANAWHA ST, BECKLEY, WV 25801-4716

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJul 19, 2021
Property Address709 WHITEHEAD ST, KEY WEST, FL 33040-7419
Document Number0031130344
Book / Page3113 / 344
Map ReferenceMB 1 PG 29
Instrument DateJul 15, 2021
Instrument2330531
Transaction TypeTransfer
Record UpdatedAug 11, 2021
Title CompanyFLORIDIAN TITLE LLC, FLORIDA TITLE LLC

Transaction

AmountAmount Recorded
Tax$6,475.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address709 WHITEHEAD ST, 709, KEY WEST, FL 33040-7419

Transferred To (Grantee/Buyer)

NameVerified Name
Address4700 GROVEPORT RD, OBETZ, OH 43207-5217

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,500,900 (+25.01%) Land $823,342 Building $677,558$1,500,900 (+25.01%) Land $823,342 Building $677,558
2024$10,313.00 (-1.84%)
2023$10,506.00 (+41.34%)$1,200,626 (+41.83%) Land $900,069 Building $300,557$1,200,626 (+41.83%) Land $900,069 Building $300,557
2022$7,433.00$846,540 Land $545,944 Building $300,596$846,540 Land $545,944 Building $300,596

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 148 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies180 units insured
incl. 32 condo units
Nearby Flood Claims84 (1980–2022)
Claims Outside the SFHA41 of 84
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 23 claims
  • Hurricane Wilma, Oct 2005 · 30 claims
  • Hurricane Georges, Sep 1998 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications, Verizon.

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