709 White Oak Dr, Ridgecrest, CA 93555 Property Records

Kern County property record for 709 White Oak Dr, Ridgecrest, CA 93555

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,612 sqft · built 1988
Lot Size	0.143 acres (6,228 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Aug 2021)
Tax Bill	$3,632 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2021 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`080-482-06-00-6`

Property Details

APN / Parcel Number

Primary APN	`080-482-06-00-6`
Alternative APNs	`080-482-06-0` `0804820600` `08048206`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,612 sqft Living Area
Gross Area	2,470 sqft
1st Floor Area	1,612 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Frame
Lot Area	6,228 sqft (0.143 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	179 sqft
Patio Area	15 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	080482060
Street Address	709 WHITE OAK DR
City	RIDGECREST
State	CA
Zip	93555-4274
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 4941 , BLOCK H , LOT 13
Legal Subdivision	TRACT NO 4941 UNIT H
Legal Tract	4941
Legal Block	H
Legal Lot Number	13
Jurisdiction	KERN CA
Township / Civil Division	EAST KERN
Census Block Group	2
Census Block	2019
Census Tract	5409

Owner

709 White Oak Dr is owned and occupied by an individual who bought it in August 2021.

Source: Kern County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	709 WHITE OAK DR, RIDGECREST, CA 93555-4274
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Aug 24, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Aug 24, 2021	Grant Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2021 · Amount on File
Deed Sale	Aug 24, 2021 · Amount on File
Prior Sale	Aug 1, 2012 · Amount on File
Deed Document Number	2021160238
Prior Transfer Date	Jun 4, 2021
Prior Transfer Doc	0000160238
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Recording Date	Apr 17, 2026
Property Address	709 WHITE OAK DR, RIDGECREST, CA 93555-4274
Document Number	0000042688
Instrument Date	Mar 11, 2026
Instrument	202642688
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	709 WHITE OAK DR, RIDGECREST, CA 93555-4274

Mortgage

Document Number	0000042688,
Date	Apr 17, 2026
Instrument	202642688

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	305 Months
Due	Sep 1, 2051

Interest

Rate	6.09%
Max Rate	-1%

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERN CA
Recording Date	Aug 24, 2021
Property Address	709 WHITE OAK DR, RIDGECREST, CA 93555-4274
Document Number	0000160237
Map Reference	MB 36 PG 51&52
Instrument Date	Jul 15, 2021
Instrument	221160237
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 WHITE OAK DR, RIDGECREST, CA 93555-4274

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Aug 24, 2021
Property Address	709 WHITE OAK DR, RIDGECREST, CA 93555-4274
Document Number	0000160238
Map Reference	MB 36 PG 51&52
Instrument Date	Jun 4, 2021
Instrument	221160238
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 WHITE OAK DR, RIDGECREST, CA 93555-4274

Mortgage

Document Number	0000160239
Date	Aug 24, 2021
Instrument	221160239

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 709 White Oak Dr was $3,632, up 6.2% from the year before.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Ridgecrest City
Unified School District	Sierra Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$270,606 (+2%) Land $54,121 Building $216,485
2025	$3,632.00 (+6.17%)	$265,301 Land $53,060 Building $212,241
2024	$3,421.00 (+3.07%)
2023	$3,319.00 (+2.03%)	$255,000 Land $51,000 Building $204,000
2022	$3,253.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 709 White Oak Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 709 White Oak Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN WELLS VALLEY W.D. serves 41,474 people · EPA ID CA1510017
Water Source	Groundwater
Last State Inspection	May 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Race Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
SBC-Wireless Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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