709 Whispering Oaks Dr, Salado, TX 76571 Property Records

Bell County property record for 709 Whispering Oaks Dr, Salado, TX 76571

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,816 sqft · built 1976
Lot Size0.366 acres (15,960 sqft)
OwnerOwner Name on Record
Tax Bill$967 (2023)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN0373870000

Property Details

APN / Parcel Number

Primary APN0373870000
Alternative APNs
  • 765768
  • 69346

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,816 sqft Living Area
1st Floor Area1,816 sqft
Interior WallsWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,960 sqft (0.366 acres)
Lot Dimensions140 ft deep x 114 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area72 sqft
Canopy364 sqft
Storage Building100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number765768
Street Address709 WHISPERING OAKS DR
CitySALADO
StateTX
Zip76571-4930
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMILL CREEK SECTION 3, BLOCK 014, LOT 0005
Legal SubdivisionMILL CREEK SECTION 3
Legal Block14
Legal Lot Number5
JurisdictionBELL TX
Township / Civil DivisionSOUTH BELL
Census Block Group1
Census Block1001
Census Tract23405

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address709 WHISPERING OAKS DR, SALADO, TX 76571-4930

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 20, 2013
Deed SaleMay 20, 2013
Deed Document Number2013-00021103
Record UpdatedJun 7, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address709 WHISPERING OAKS DR, SALADO, TX 76571-4930
Transaction TypeMortgage
Record UpdatedApr 5, 2021
Title CompanyVYLLA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015912
DateMar 17, 2021
Instrument2021015912
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalitySalado Village
Unified School DistrictSalado Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$967.00 (-58.83%) Homeowner's exemption Senior Citizen's exemption$335,710 Land $90,000 Building $245,710$335,710 Land $90,000 Building $245,710
2022$2,349.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims2 (2010)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSALADO WSC
serves 11,460 people · EPA ID TX0140035
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Nextlink
Fixed Wireless
500 / 100
Altitude ISP
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: SOS Communications, Spectrum, T-Mobile, Western Broadband.

Nearby Properties on Whispering Oaks Dr

Nearby Streets

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