709 Wall Ave, Cambridge, OH 43725 Property Records

Guernsey County property record for 709 Wall Ave, Cambridge, OH 43725

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,138 sqft · built 1920
Lot Size	0.084 acres (3,660 sqft)
Owner	2 Individual Names on File
Last Sale	$250 (Feb 2022)
Tax Bill	$2,461 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-0004843.000`

Property Details

APN / Parcel Number

Primary APN	`06-0004843.000`
Alternative APN	`004574-4`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,138 sqft Living Area
1st Floor Area	1,169 sqft
Basement Area	969 sqft
Unfinished Basement	969 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Roof Material	Shingle
Lot Area	3,660 sqft (0.084 acres)
Lot Dimensions	61 ft deep x 60 ft wide
Porch	Slab
Porch Area	287 sqft
Canopy	167 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	004574-4
Street Address	709 WALL AVE
City	CAMBRIDGE
State	OH
Zip	43725-1544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R3 T2 SA03-13 PT 225 W. H. TAYLOR ET AL
Legal Range	03W
Legal Township	02N
Legal Section	03
Legal Subdivision	W H TAYLOR ADDITION
Legal Tract	2
Legal Lot Number	225PT
Jurisdiction	GUERNSEY OH
Township / Civil Division	CAMBRIDGE
Census Block Group	4
Census Block	4000
Census Tract	977500

Owner

709 Wall Ave is owned and occupied by two individuals who bought it in February 2022.

Source: Guernsey County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	709 WALL AVE, CAMBRIDGE, OH 43725-1544
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Apr 3, 2018	Warranty Deed, Transfer · ARM THE COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2022 · Amount on File
Deed Sale	Feb 7, 2022 · Amount on File
Prior Sale	Apr 3, 2018 · Amount on File
Deed Document Number	2022743
Deed Book / Page	580 / 3193
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Feb 7, 2022
Property Address	709 WALL AVE, CAMBRIDGE, OH 43725-1544
Document Number	00580/3193
Book / Page	580 / 3193
Map Reference	CAB 2 SL 202
Instrument Date	Jan 22, 2022
Instrument	202200000743
Transaction Type	Transfer
Record Updated	Feb 16, 2022
Title Company	ASSOCIATES TITLE, ASSOCIATES TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	PO BOX 6577, CAROL STREAM, IL 60197-6577

Mortgage

Document Number	202200000744
Date	Feb 7, 2022
Instrument	202200000744

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Apr 3, 2018
Property Address	709 WALL AVE, CAMBRIDGE, OH 43725-1544
Document Number	00555/3092
Book / Page	555 / 3092
Instrument Date	Mar 29, 2018
Instrument	201800001750
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	ABC TITLE

Transaction

Amount	Amount on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 N 5TH ST, ZANESVILLE, OH 43701-3533

Mortgage

Document Number	201800001751
Date	Apr 3, 2018
Instrument	201800001751

Lender

Name	THE COMMUNITY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.38%
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	4.38%
Max Rate At Change	6.38%
Index	1-Year CMT
Max Rate	10.3%

Mortgage

Document Number	555/3095
Date	Apr 3, 2018
Book Page	555/3095
Instrument	201800001751

Lender

Name	THE COMMUNITY BANK
Type	Bank
Address	ZANESVILLE, OH 43701

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.38%
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	4.38%
Max Rate At Change	6.38%
Index	1-Year CMT
Max Rate	10.3%

Tax Assessment & Valuation

The 2025 property tax bill for 709 Wall Ave was $2,461 with a homeowner's exemption, down 1.3% from the year before.

Source: Guernsey County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Guernsey County
County Subdivision	Cambridge Township
Municipality	Cambridge City
Unified School District	Cambridge City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,461.00 (-1.28%) Homeowner's exemption	$49,924 (-) Land $6,020 Building $43,904
2024	$2,493.00 (+11.59%) Homeowner's exemption	$49,924 (+17.13%) Land $6,020 Building $43,904	$142,640 Land $17,200 Building $125,440
2023	$2,234.00 (+3.57%)	$42,624 (+0.01%) Land $5,142 Building $37,482
2022	$2,157.00	$42,620 Land $5,140 Building $37,480	$121,770 (-0.01%) Land $14,680 Building $107,090
2021			$121,780 Land $14,690 Building $107,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 709 Wall Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1980–2004)
Most Recent Claim	Sep 2004 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 Wall Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE serves 10,520 people · EPA ID OH3000111
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2019 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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