McHenry County property record for 709 W Diggins St, Harvard, IL 60033
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.197 acres (8,584 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $147,500 (Nov 2025) |
| Tax Bill | $373 (2024) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-35-152-011 |
| Primary APN | 01-35-152-011 |
|---|
| Lot Area | 8,584 sqft (0.197 acres) |
|---|
| Street Address | 709 W DIGGINS ST |
|---|---|
| City | HARVARD |
| State | IL |
| Zip | 60033-2357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2004R0092032 LT 1 SEVERING SUB |
| Legal Subdivision | SEVERING SUB |
| Legal Block | 152 |
| Legal Lot Number | 1 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | CHEMUNG |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 870301 |
Source: McHenry County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 404 LINCOLN ST, HARVARD, IL 60033-3146 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2025 · Amount on Record |
| Deed Sale | Nov 21, 2025 · Amount on Record |
| Prior Sale | Oct 15, 2004 · Amount on Record |
| Deed Document Number | 202532925 |
| Prior Transfer Date | Mar 20, 2025 |
| Prior Transfer Doc | 0000007467 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Nov 21, 2025 |
| Property Address | 709 W DIGGINS ST, HARVARD, IL 60033-2357 |
| Document Number | 0000032925 |
| Map Reference | DOC 39717 |
| Instrument Date | Nov 4, 2025 |
| Instrument | 2025R0032925 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $147.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 709 W DIGGINS ST, HARVARD, IL 60033-2357 |
| Document Number | 0000032926 |
|---|---|
| Date | Nov 21, 2025 |
| Instrument | 2025R0032926 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Dec 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 4.87% |
| Max Rate At Change | 8.25% |
| Index | 1-Year CMT |
| Max Rate | 12.2% |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Chemung Township |
| Municipality | Harvard City |
| Unified School District | Harvard Community Unit School District 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $373.00 Homeowner's exemption | $55,595 (+41.93%) Land $12,909 Building $42,686 | $166,785 (+41.93%) Land $38,727 Building $128,058 |
| 2022 | Homeowner's exemption | $39,171 Land $11,670 Building $27,501 | $117,513 Land $35,010 Building $82,503 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 8 (1993–2013) |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARVARD serves 9,469 people · EPA ID IL1110250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 7 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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