709 W 2nd St, Mc Gregor, TX 76657 Property Records

McLennan County property record for 709 W 2nd St, Mc Gregor, TX 76657

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,878 sqft · built 1940
Lot Size	0.496 acres (21,600 sqft)
Owner	Individual Name on Record
Last Sale	$25,916 (Sep 2017)
Tax Bill	$2,095 (2025)
Deeds & Mortgages	Jan 2018 Construction Loan Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-123000-000200-4`

Property Details

APN / Parcel Number

Primary APN	`34-123000-000200-4`
Alternative APNs	`3412300000020040111` `137054`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,878 sqft Living Area
Gross Area	1,914 sqft
1st Floor Area	1,878 sqft
Flooring	Wood

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Wood
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Metal
Lot Area	21,600 sqft (0.496 acres)
Lot Dimensions	120 ft deep x 180 ft wide

Exterior Amenities

Porch	Enclosed Porch
Porch Area	194 sqft
Deck Area	72 sqft
Canopy	100 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	709 W 2ND ST
City	MCGREGOR
State	TX
Zip	76657-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	ISBELL LOT 2 3 4 BLOCK 1 ACRES .4959
Legal Subdivision	ISBELL
Legal Block	1
Legal Lot Number	2
Jurisdiction	MCLENNAN TX
Township / Civil Division	MCGREGOR
Census Block Group	1
Census Block	1003
Census Tract	3902

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	709 W 2ND ST, MCGREGOR, TX 76657-1505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2018	Trustee's Deed, Construction Loan · Construction Mortgage FIRST NAT'L BK/MCGREGOR
Sep 19, 2017	Vendor's Lien, Transfer · Commercial Mortgage FIRST NATIONAL BANK OF MCGREGOR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2017 · Amount on Record
Deed Sale	Sep 19, 2017 · Amount on Record
Prior Sale	Nov 26, 2007 · Amount on Record
Deed Document Number	201730693
Prior Transfer Date	Jul 12, 2006
Prior Transfer Doc	0000025393
Record Updated	Oct 29, 2026

January 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jan 29, 2018
Property Address	709 W 2ND ST, MC GREGOR, TX 76657-1505
Instrument Date	Jan 11, 2018
Instrument	2782
Transaction Type	Construction Loan
Record Updated	Feb 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 W 2ND ST MC GREGOR TX 766571505, MC GREGOR, TX 76657-1505

Mortgage

Document Number	0000002782
Date	Jan 29, 2018
Instrument	2782

Lender

Name	FIRST NAT'L BK/MCGREGOR
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2048

September 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Sep 19, 2017
Property Address	709 W 2ND ST, MC GREGOR, TX 76657-1505
Document Number	0000030693
Map Reference	VOL115 PG614
Instrument Date	May 25, 2017
Instrument	2017030693
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 W 2ND ST, MC GREGOR, TX 76657-1505

Mortgage

Document Number	0000030694
Date	Sep 19, 2017
Instrument	2017030694

Lender

Name	FIRST NATIONAL BANK OF MCGREGOR
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	McGregor City
Unified School District	McGregor Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,576 (+10.2%)	$210,592 (+16.87%) Land $28,944 Building $181,648
2025	$2,095.00 (-10.55%) Homeowner's exemption	$180,200 (+24.9%) Land $26,140 Building $154,060	$180,200 (+24.9%) Land $26,140 Building $154,060
2024	$2,342.00 (+63.89%)
2023		$144,280 Land $26,140 Building $118,140	$144,280 Land $26,140 Building $118,140
2022	$1,429.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCGREGOR serves 6,037 people · EPA ID TX1550004
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Jun 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	100 / 20

May also be available: Astound Broadband, Rise Broadband, T-Mobile, Verizon.

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