709 Valley Dr SE, Saint Michael, MN 55376 Property Records

Wright County property record for 709 Valley Dr SE, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,288 sqft · built 1977
Lot Size	0.304 acres (13,270 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Nov 2020)
Tax Bill	$4,046 (2026)
Deeds & Mortgages	Jul 2018 Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`114-014-004050`

Property Details

APN / Parcel Number

Primary APN	`114-014-004050`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1987
Architectural Style	Dome
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	13,270 sqft (0.304 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft
Storage Building	117 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Baseboard

Location & Zoning

Street Address	709 VALLEY DR SE
City	SAINT MICHAEL
State	MN
Zip	55376-9780
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-13 TWP-120 RANGE-024 EDGEWOOD 2ND ADDN LOT-005 BLOCK-004 4
Legal Range	024
Legal Township	120
Legal Section	13
Legal Subdivision	EDGEWOOD 2ND ADD
Legal Block	4
Legal Lot Number	5
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	4
Census Block	4012
Census Tract	100805

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	709 VALLEY DR SE, SAINT MICHAEL, MN 55376-9780
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2018	Deed of Trust, Mortgage · ARM BREMER BANK NA
Nov 9, 2020	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Feb 10, 2017	Grant Deed, Transfer · FHA Mortgage BREMER BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2020 · Amount on Record
Deed Sale	Nov 9, 2020 · Amount on Record
Prior Sale	Oct 23, 2002 · Amount on Record
Deed Document Number	20201447083
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	709 VALLEY DR SE, SAINT MICHAEL, MN 55376-9780
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	ALL AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001374262
Date	Jul 9, 2018
Instrument	1374262

Lender

Name	BREMER BANK NA
Type	Bank
Address	SAINT PAUL, MN 55102

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jul 1, 2028
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Nov 9, 2020
Property Address	709 VALLEY DR SE, SAINT MICHAEL, MN 55376-9780
Document Number	0001447083
Instrument Date	Nov 2, 2020
Instrument	1447083
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	EDGEWATER TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$973.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 VALLEY DR SE, SAINT MICHAEL, MN 55376-9780

Mortgage

Document Number	0001447084
Date	Nov 9, 2020
Instrument	1447084

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WRIGHT MN
Recording Date	Feb 10, 2017
Property Address	709 VALLEY DR SE, SAINT MICHAEL, MN 55376-9780
Document Number	0001336625
Instrument Date	Jan 27, 2017
Instrument	1336625
Transaction Type	Transfer
Record Updated	Apr 12, 2017
Title Company	TITLE ONE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 VALLEY DR SE ST MICHAEL MN 553769780, ST MICHAEL, MN 55376-9780

Mortgage

Document Number	1336626
Date	Feb 10, 2017
Instrument	1336626

Lender

Name	BREMER BK
Type	Bank
Address	SAINT PAUL, MN 55102

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2047

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,046.00 (+7.84%)	$360,100 (+1.47%) Land $105,000 Building $255,100	$360,100 (+1.47%) Land $105,000 Building $255,100
2025		$354,900 (-) Land $107,000 Building $247,900	$354,900 (-) Land $107,000 Building $247,900
2023	$3,752.00 (+9.32%)	$354,900 Land $105,900 Building $249,000	$354,900 Land $105,900 Building $249,000
2022	$3,432.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: CenturyLink, GigFire, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Valley Dr SE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures