709 Union St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 709 Union St, Schenectady, NY 12305

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details4,980 sqft · built 1981
Lot Size0.575 acres (25,042 sqft)
OwnerIndividual Name on Record
Last Sale$120,000 (Mar 2002)
Tax Bill$10,629 (2026)
Flood ZoneZone X (minimal risk)
APN421500 39.65-3-20.1

Property Details

APN / Parcel Number

Primary APN421500 39.65-3-20.1
Alternative APN
  • 150003906500030200010000

Interior

Stories3 Stories
Building Area4,980 sqft Gross Area
Basement Area2,180 sqft
Unfinished Basement2,180 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Lot Area25,042 sqft (0.575 acres)
Lot Dimensions267 ft deep x 72.2 ft wide
Garage TypeAttached
Garage Area638 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area312 sqft
Shed1 Shed
Shed Area121 sqft

Utilities, Heating & Cooling

Cooling SystemPartial
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address709 UNION ST
CitySCHENECTADY
StateNY
Zip12305-1504
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code03 - MULTI
Legal Description& LAND IN REAR 2 WOOD
Legal Block3
Legal Lot Number20.001
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2005
Census Tract20300

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address709 UNION ST, SCHENECTADY, NY 12305-1504
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 15, 2002 · Amount on Record
Deed SaleMar 15, 2002 · Amount on Record
Deed Book / Page1619 / 953
Last Transfer DateMay 13, 2024
Transfer Doc0000058583
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,629.00 (+3.9%)
2025$10,230.00 (+6.91%)$186,900 (-) Land $55,500 Building $131,400$309,488 (+30.82%) Land $91,903 Building $217,585
2023$186,900 (-) Land $55,500 Building $131,400$236,582 (+3.8%) Land $70,253 Building $166,329
2022$186,900 Land $55,500 Building $131,400$227,927 Land $67,683 Building $160,244
2021$9,569.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Massivemesh Networks.

Nearby Properties on Union St

Nearby Streets

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