709 Three Creeks Dr, Bertram, TX 78605 Property Records

Burnet County property record for 709 Three Creeks Dr, Bertram, TX 78605

Property Summary

Property Type	Single Family Home
Details	2,550 sqft · built 2020
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$352,450 (Jun 2026)
Tax Bill	$6,894 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07274-0300-00073-000`

Property Details

APN / Parcel Number

Primary APN	`07274-0300-00073-000`
Alternative APN	`110452`

Interior

Stories	1 Story
Building Area	2,550 sqft Living Area
Gross Area	3,078 sqft
1st Floor Area	2,550 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	435,600 sqft (10 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Location & Zoning

Street Address	709 THREE CREEKS DR
City	BERTRAM
State	TX
Zip	78605-2209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S7274 RANCHES AT CANYON CREEK LOT 73, PHASE 3 10.0
Legal Subdivision	RANCHES AT CANYON CREEK
Legal Block	2
Legal Lot Number	73
Jurisdiction	BURNET TX
Township / Civil Division	BURNET
Census Block Group	2
Census Block	2081
Census Tract	960402

Owner

Source: Burnet County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	709 THREE CREEKS DR, BERTRAM, TX 78605-2209
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jun 5, 2026	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Jan 10, 2020	Vendor's Lien, Transfer FIDELITY BANK OF TEXAS
Aug 17, 2016	Warranty Deed, Transfer · Conventional Mortgage VETERANS ADMINISTRATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2026 · Amount on Record
Deed Sale	Jun 5, 2026 · Amount on Record
Prior Sale	Jan 10, 2020 · Amount on Record
Deed Document Number	20265874
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURNET TX
Property Address	709 THREE CREEKS DR, BERTRAM, TX 78605-2209
Transaction Type	Mortgage
Record Updated	Jun 19, 2026
Title Company	ALAMO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202120829
Date	Dec 21, 2021
Instrument	202120829

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURNET TX
Property Address	709 THREE CREEKS DR, BERTRAM, TX 78605-2209
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202011010
Date	Sep 1, 2020
Instrument	202011010

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Term	360 Months
Due	Sep 1, 2050

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BURNET TX
Recording Date	Jun 5, 2026
Property Address	709 THREE CREEKS DR, BERTRAM, TX 78605-2209
Document Number	0000005874
Instrument Date	Jun 3, 2026
Instrument	20265874
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	CAPITAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 THREE CREEKS DR, BERTRAM, TX 78605-2209

Mortgage

Document Number	0000005875,
Date	Jun 5, 2026
Instrument	20265875

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

January 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BURNET TX
Recording Date	Jan 10, 2020
Property Address	709 THREE CREEKS DR, BERTRAM, TX 78605-2209
Document Number	0202000278
Map Reference	DOC 201604405
Instrument Date	Dec 31, 2019
Instrument	202000278
Transaction Type	Transfer
Record Updated	Jun 19, 2026
Title Company	ITC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18006 RUBY LACE RD, PFLUGERVILLE, TX 78660-2795

Mortgage

Document Number	0202000279
Date	Jan 10, 2020
Instrument	202000279

Lender

Name	FIDELITY BANK OF TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	8 Months
Due	Sep 20, 2020

August 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURNET TX
Recording Date	Aug 17, 2016
Property Address	709 THREE CREEKS DR, BERTRAM, TX 78605-2209
Document Number	0201607812
Map Reference	DOC 201604405
Instrument Date	Aug 15, 2016
Instrument	201607812
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7810 SQUIRREL HOLLOW DR, GEORGETOWN, TX 78628-3712

Mortgage

Document Number	0201607813
Date	Aug 17, 2016
Instrument	201607813

Lender

Name	VETERANS ADMINISTRATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Burnet County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Burnet County
Unified School District	Burnet Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,894.00 (-2.59%) Homeowner's exemption	$620,068 (+165,251.47%) Land $26,598 Building $593,470	$853,470 (+753.47%) Land $260,000 Building $593,470
2024	$7,077.00 (+11.17%)
2023	$6,366.00 Homeowner's exemption	$375 Land $375	$100,000 Land $100,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 68% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
SOS Communications Fixed Wireless	25 / 5

Cell Coverage

5G and 4G LTE (outdoors only)

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