709 Terry Dr, Norman, OK 73069 Property Records

Cleveland County property record for 709 Terry Dr, Norman, OK 73069

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 946 sqft · built 1965
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$186,000 (Aug 2016)
Tax Bill	$848 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NC29WOACK 1 5001`

Property Details

APN / Parcel Number

Primary APN	`NC29WOACK 1 5001`
Alternative APNs	`R0050260` `50260`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	946 sqft Living Area
Gross Area	1,282 sqft
1st Floor Area	946 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
View / Lot	Business Cluster
Garage Type	Attached
Garage Area	336 sqft
Porch	Porch
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	50260
Street Address	709 TERRY DR
City	NORMAN
State	OK
Zip	73069-8533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WOMACK LOT 5 BLK 1
Legal Range	02W
Legal Township	09
Legal Section	19
Legal Subdivision	WOMACK
Legal Block	1
Legal Lot Number	5
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	3
Census Block	3015
Census Tract	200300

Owner

709 Terry Dr is owned and occupied by two individuals who acquired it in September 2022.

Source: Cleveland County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	709 TERRY DR, NORMAN, OK 73069-8533
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Line of Credit TRUE SKY CU
Sep 30, 2022	Intrafamily Transfer, Transfer · Commercial Mortgage FIRST FIDELITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2016 · Amount on File
Deed Sale	Aug 12, 2016 · Amount on File
Prior Sale	Jan 4, 2005 · Amount on File
Deed Document Number	201626768
Deed Book / Page	5581 / 1298
Last Transfer Date	Sep 30, 2022
Transfer Doc	R202235268
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	709 TERRY DR, NORMAN, OK 73069-8533
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R202139572
Date	Sep 15, 2021
Book Page	6311/486
Instrument	R 2021 39572

Lender

Name	TRUE SKY CU
Type	Credit Union
Address	OKLAHOMA CITY, OK 73139

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 15, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND OK
Recording Date	Sep 30, 2022
Property Address	709 TERRY DR, NORMAN, OK 73069-8533
Document Number	R202235268
Book / Page	6480 / 292
Instrument Date	Sep 29, 2022
Instrument	R 2022 35268
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R202235299
Date	Sep 30, 2022
Instrument	R 2022 35299

Lender

Name	FIRST FIDELITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	85 Months
Due	Oct 1, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 709 Terry Dr was $848 with a homeowner's exemption.

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$848.00 Homeowner's exemption	$8,070 Land $1,848 Building $6,222	$126,178 Land $28,900 Building $97,278
2023	$793.00 Homeowner's exemption	$7,607 Land $1,800 Building $5,807	$63,396 Land $15,000 Building $48,396

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 709 Terry Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 Terry Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.7% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, OEC Fiber, T-Mobile.

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