709 Swift Ct, Matthews, NC 28105 Property Records

Mecklenburg County property record for 709 Swift Ct, Matthews, NC 28105

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,926 sqft · built 1979
Lot Size	0.38 acres (16,556 sqft)
Owner	Individual Name on File
Last Sale	$283,000 (Feb 2019)
Tax Bill	$3,824 (2023)
Deeds & Mortgages	Nov 2025 Line of Credit Jan 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`213-261-30`

Property Details

APN / Parcel Number

Primary APN	`213-261-30`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,926 sqft Heated Area
Gross Area	2,539 sqft
1st Floor Area	1,143 sqft
Upper Floors Area	783 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	16,556 sqft (0.38 acres)

Exterior Amenities

Porch	Porch
Porch Area	257 sqft
Deck Area	324 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	213-261-30
Street Address	709 SWIFT CT
City	MATTHEWS
State	NC
Zip	28105-5527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L18 B6 M18-319
Legal Subdivision	SARDIS FOREST SEC 04 MAP 02
Legal Block	6
Legal Lot Number	18
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1007
Census Tract	5865

Owner

709 Swift Ct is owned and occupied by an individual who bought it in February 2019.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	709 SWIFT CT, MATTHEWS, NC 28105-5527
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jan 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BANK
May 1, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BANK
Feb 6, 2019	Warranty Deed, Transfer · Conventional Mortgage SYNOVUS MORTGAGE CORP
Jun 21, 2017	Warranty Deed, Transfer · FHA Mortgage HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2019 · Amount on File
Deed Sale	Feb 6, 2019 · Amount on File
Prior Sale	Jun 21, 2017 · Amount on File
Deed Document Number	0003327020
Deed Book / Page	33270 / 20
Record Updated	Jun 7, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	709 SWIFT CT, MATTHEWS, NC 28105-5527
Transaction Type	Mortgage
Record Updated	Nov 24, 2025
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 SWIFT CT, MATTHEWS, NC 28105-5527

Mortgage

Document Number	0000116042
Date	Nov 12, 2025
Book Page	39997/105
Instrument	2025116042

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 4, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	709 SWIFT CT, MATTHEWS, NC 28105-5527
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011721
Date	Jan 24, 2022
Book Page	36992/717
Instrument	2022011721

Lender

Name	SYNOVUS BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	709 SWIFT CT, MATTHEWS, NC 28105-5527
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056966
Date	May 1, 2017
Book Page	31767/207
Instrument	2017056966

Lender

Name	FIRST CITIZENS BANK
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	709 SWIFT CT, MATTHEWS, NC 28105-5527
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054542
Date	Apr 20, 2020
Book Page	34484/637
Instrument	2020054542

Lender

Name	SYNOVUS BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 6, 2019
Property Address	709 SWIFT CT, MATTHEWS, NC 28105-5527
Document Number	0000013583
Book / Page	33270 / 020
Map Reference	MB 18 PG 319
Instrument Date	Feb 1, 2019
Instrument	2019013583
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$566.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11008 BLUE STREAM LN, 11008, INDIAN TRAIL, NC 28079-5775

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 SWIFT CT, MATTHEWS, NC 28105-5527

Mortgage

Document Number	0000013584
Date	Feb 6, 2019
Instrument	2019013584

Lender

Name	SYNOVUS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 21, 2017
Property Address	709 SWIFT CT, MATTHEWS, NC 28105-5527
Document Number	0000081917
Book / Page	31897 / 816
Map Reference	MB18 PG319
Instrument Date	Jun 19, 2017
Instrument	2017081917
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 SWIFT CT, MATTHEWS, NC 28105-5527

Mortgage

Document Number	0000081918
Date	Jun 21, 2017
Instrument	2017081918

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 709 Swift Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 Swift Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	100 / 20

May also be available: Google Fiber, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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