709 Sutherland Ave, Janesville, WI 53545 Property Records

Rock County property record for 709 Sutherland Ave, Janesville, WI 53545

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,666 sqft · built 1953
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on Record
Last Sale	$182,500 (Jul 2021)
Tax Bill	$3,537 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Aug 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0125400332`

Property Details

APN / Parcel Number

Primary APN	`0125400332`
Alternative APN	`241 0125400332`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,666 sqft Living Area
1st Floor Area	952 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1956
Architectural Style	Cape Cod
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	60 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	280 sqft

Exterior Amenities

Porch	Slab
Porch Area	95 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Account Number	241 0125400332
Street Address	709 SUTHERLAND AVE
City	JANESVILLE
State	WI
Zip	53545-1627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PIXLEY & SHAW'S 2ND ADD. LOT 17 BLK.9 JC5502317
Legal Subdivision	SHAW'S 2ND ADD
Legal Block	9
Legal Lot Number	17
Jurisdiction	ROCK WI
Township / Civil Division	JANESVILLE
Census Block Group	2
Census Block	2012
Census Tract	600

Owner

Source: Rock County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	709 SUTHERLAND AVE, JANESVILLE, WI 53545-1627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Aug 9, 2017	Deed of Trust, Mortgage · ARM SUMMIT CU
Dec 5, 2018	Deed of Trust, Mortgage · ARM SUMMIT CU
Jul 12, 2021	Warranty Deed, Transfer · Conventional Mortgage EDUCATED MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2021 · Amount on Record
Deed Sale	Jul 12, 2021 · Amount on Record
Prior Sale	Jul 10, 2017 · Amount on Record
Deed Document Number	202192888
Prior Transfer Date	Jun 23, 2017
Prior Transfer Doc	0002082306
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	709 SUTHERLAND AVE, JANESVILLE, WI 53545-1627
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002089040
Date	Oct 5, 2017
Instrument	2089040

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2047

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	709 SUTHERLAND AVE, JANESVILLE, WI 53545-1627
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002084582
Date	Aug 9, 2017
Instrument	2084582

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.75%
Index	1-Year CMT

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	709 SUTHERLAND AVE, JANESVILLE, WI 53545-1627
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002117597
Date	Dec 5, 2018
Instrument	2117597

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	372 Months
Due	Jan 2, 2049

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.13%
Index	1-Year LIBOR

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Jul 12, 2021
Property Address	709 SUTHERLAND AVE, JANESVILLE, WI 53545-1627
Document Number	0002192888
Instrument Date	Jul 9, 2021
Instrument	2192888
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$547.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 SUTHERLAND AVE, JANESVILLE, WI 53545-1627

Mortgage

Document Number	0002192889
Date	Jul 12, 2021
Instrument	2192889

Lender

Name	EDUCATED MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rock County
Municipality	Janesville City
Unified School District	Janesville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,537.00 (+5.61%) Homeowner's exemption	$210,600 (-) Land $21,600 Building $189,000
2024			$223,900
2023	$3,349.00 Homeowner's exemption	$210,600 Land $21,600 Building $189,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–2008)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JANESVILLE WATER UTILITY serves 64,415 people · EPA ID WI1540127
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
LiteWire Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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