709 Stephanie Ct, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 709 Stephanie Ct, Forked River, NJ 08731

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,743 sqft · built 1991
Lot Size0.172 acres (7,501 sqft)
Owner2 Individual Names on File
Last Sale$265,000 (Apr 2018)
Tax Bill$9,233 (2025)
Deeds & MortgagesJul 2021 Mortgage
Apr 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN13-00148-0000-00005

Property Details

APN / Parcel Number

Primary APN13-00148-0000-00005
Alternative APNs
  • 130014800005
  • 10000299

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,743 sqft Living Area
1st Floor Area1,743 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleRanch
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number10000299
Street Address709 STEPHANIE CT
CityFORKED RIVER
StateNJ
Zip08731-4949
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR75
Legal Description75 X 100
Legal SubdivisionDRAWN
Legal Block148
Legal Lot Number5
JurisdictionOCEAN NJ
Township / Civil DivisionLACEY
Census Block Group3
Census Block3000
Census Tract732104

Owner

709 Stephanie Ct is owned by two individuals who bought it in April 2018.

Source: Ocean County and Lacey Township records, as of July 7, 2026

Owner of Record2 Individual Names on File
Mailing Address133 TOWER RD, OTTSVILLE, PA 18942-9614
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Apr 9, 2018Bargain and Sale Deed, Transfer · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 9, 2018 · Amount on File
Deed SaleApr 9, 2018 · Amount on File
Prior SaleOct 27, 1995 · Amount on File
Deed Document Number201833275
Deed Book / Page17077 / 1141
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address709 STEPHANIE CT, FORKED RIVER, NJ 08731-4949
Transaction TypeMortgage
Record UpdatedNov 4, 2025
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0185691576
DateJul 8, 2021
Book Page18569/1576
Instrument2021101023
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueJun 1, 2051

April 2018: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionOCEAN NJ
Recording DateApr 9, 2018
Property Address709 STEPHANIE CT, FORKED RIVER, NJ 08731-4949
Document Number0170771141
Book / Page17077 / 1141
Map ReferenceDB 4922 PG 151
Instrument DateMar 22, 2018
Instrument2018033275
Transaction TypeTransfer
Record UpdatedAug 18, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,442.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address133 TOWER RD, OTTSVILLE, PA 18942-9614

Mortgage

Document Number2018033276
DateApr 9, 2018
Instrument2018033276
Lender
NameDRAPER & KRAMER MORTGAGE CORP
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 709 Stephanie Ct was $9,233, up 7.9% from the year before.

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionLacey Township
Unified School DistrictLacey Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$337,600 (-) Land $188,800 Building $148,800$337,600 (-) Land $188,800 Building $148,800
2025$9,233.00 (+7.94%)$337,600 Land $188,800 Building $148,800$337,600 Land $188,800 Building $148,800
2024$8,554.00
2023$337,600 Land $188,800 Building $148,800$337,600 Land $188,800 Building $148,800
2022$7,639.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 709 Stephanie Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 90 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies90 in force
Nearby Flood Claims101 (1986–2024)
Claims Outside the SFHA1 of 101
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Oct 2012 · 53 claims
  • Severe Storms And Flooding, Apr 2010 · 4 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 709 Stephanie Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLACEY TWP MUA
serves 29,000 people · EPA ID NJ1512001
Water SourceGroundwater
Last State InspectionApr 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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