709 Spruce St, Edmonds, WA 98020 Property Records

Snohomish County property record for 709 Spruce St, Edmonds, WA 98020

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,382 sqft · built 2020
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$2,250,000 (Aug 2023)
Tax Bill	$15,026 (2026)
Deeds & Mortgages	Dec 2023 Line of Credit Aug 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4845-003-037-01`

Property Details

APN / Parcel Number

Primary APN	`4845-003-037-01`
Alternative APNs	`004845-003-037-01` `4429351`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,382 sqft Living Area
Gross Area	4,012 sqft
Bonus Room	Bonus Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Deck Area	115 sqft
Patio Area	316 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4429351
Street Address	709 SPRUCE ST
City	EDMONDS
State	WA
Zip	98020-4032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	SECTION 25 TOWNSHIP 27 RANGE 03 QUARTER NW KELLOGG PLAT OF EDMONDS BLK 003 D-01 LOTS 37 & 38
Legal Range	03
Legal Township	27
Legal Section	25
Legal Subdivision	KELLOGG PLAT OF EDMONDS
Legal Block	003 D
Legal Lot Number	37
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EDMONDS
Census Block Group	2
Census Block	2001
Census Tract	50502

Owner

709 Spruce St is owned and occupied by two individuals who bought it in August 2023.

Source: Snohomish County records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	709 SPRUCE ST, EDMONDS, WA 98020-4032
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Deed of Trust, Mortgage · Line of Credit GLOBAL FCU
Aug 30, 2023	Warranty Deed, Transfer WFG NATIONAL TITLE COMPANY/WA LLC, WFG NATL TTL CO OF WA LLC
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Aug 11, 2020	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2023 · Amount on File
Deed Sale	Aug 30, 2023 · Amount on File
Prior Sale	Aug 11, 2020 · Amount on File
Deed Document Number	2023257
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	709 SPRUCE ST, EDMONDS, WA 98020-4032
Transaction Type	Mortgage
Record Updated	Dec 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000075
Date	Dec 8, 2023
Instrument	202312080075

Lender

Name	GLOBAL FCU
Type	Credit Union
Address	ANCHORAGE, AK 99503

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 6, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Aug 30, 2023
Property Address	709 SPRUCE ST, EDMONDS, WA 98020-4032
Document Number	0000000257
Map Reference	VOL 2 PG 42
Instrument Date	Aug 23, 2023
Instrument	202308300257
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	WFG NATIONAL TITLE COMPANY/WA LLC, WFG NATL TTL CO OF WA LLC

Transaction

Amount	Amount on Record
Tax	$49,767.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 SPRUCE ST, EDMONDS, WA 98020-4032

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	709 SPRUCE ST, EDMONDS, WA 98020-4032
Transaction Type	Mortgage
Record Updated	Dec 8, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202111240347
Date	Nov 24, 2021
Instrument	202111240347

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Aug 11, 2020
Property Address	709 SPRUCE ST, EDMONDS, WA 98020-4032
Document Number	0000001026
Map Reference	VOL 2 PG 42
Instrument Date	Aug 5, 2020
Instrument	202008111026
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28,567.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 SPRUCE ST, EDMONDS, WA 98020-4032

Mortgage

Document Number	0000001027
Date	Aug 11, 2020
Instrument	202008111027

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 709 Spruce St was $15,026.

Source: Snohomish County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Edmonds City
Unified School District	Edmonds School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,026.00	$1,882,000 Land $1,100,300 Building $781,700	$1,882,000 Land $1,100,300 Building $781,700
2023	$10,757.00 (+1.94%)	$1,565,300 (+23.97%) Land $812,100 Building $753,200	$1,565,300 (+23.97%) Land $812,100 Building $753,200
2022	$10,552.00	$1,262,600 Land $623,300 Building $639,300	$1,262,600 Land $623,300 Building $639,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 709 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 17, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 709 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDMONDS serves 34,065 people · EPA ID WA5322500
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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