Calvert County property record for 709 Spruce Dr, Lusby, MD 20657
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,008 sqft · built 1986 |
| Lot Size | 0.16 acres (6,980 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $37,500 (Jun 2014) |
| Tax Bill | $2,272 (2025) |
| Deeds & Mortgages | Jul 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-060724 |
| Primary APN | 01-060724 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,008 sqft Total Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,980 sqft (0.16 acres) |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 060724 |
|---|---|
| Street Address | 709 SPRUCE DR |
| City | LUSBY |
| State | MD |
| Zip | 20657-2070 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LT 16 BLK 28 PLAT 7 WHITE SANDS |
| Legal Subdivision | WHITE SANDS |
| Legal Block | 28 |
| Legal Lot Number | 16 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 860902 |
709 Spruce Dr is owned by two individuals who acquired it in June 2023.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 OWENS CT, ROCKVILLE, MD 20850-2125 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2014 · Amount on File |
| Deed Sale | Jun 17, 2014 · Amount on File |
| Prior Sale | Jul 23, 2013 · Amount on File |
| Deed Book / Page | 4396 / 136 |
| Last Transfer Date | Jun 7, 2023 |
| Transfer Doc | 0064610143 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jul 24, 2023 |
| Property Address | 709 SPRUCE DR, LUSBY, MD 20657-2070 |
| Document Number | 0064610143 |
| Book / Page | 6461 / 143 |
| Map Reference | LB AWR 1 FO 61 |
| Instrument Date | Jun 7, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2023 |
| Title Company | QUIET TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2 OWENS CT, ROCKVILLE, MD 20850-2125 |
The 2025 property tax bill for 709 Spruce Dr was $2,272.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $204,600 (+7.67%) Land $72,200 Building $132,400 | $204,600 (-) Land $72,200 Building $132,400 | |
| 2025 | $2,272.00 | $190,033 | $204,600 Land $72,200 Building $132,400 |
| 2023 | $1,671.00 (+2.77%) | $160,900 (+2.79%) Land $72,200 Building $88,700 | $160,900 (-) Land $72,200 Building $88,700 |
| 2022 | $1,626.00 | $156,533 | $160,900 Land $72,200 Building $88,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 709 Spruce Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 709 Spruce Dr is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 84% of Maryland |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures