Hamilton County property record for 709 Smiley Ave, Cincinnati, OH 45246
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 896 sqft · built 1953 |
| Lot Size | 0.279 acres (12,153 sqft) |
| Owner | Individual Name on File |
| Last Sale | $74,700 (Jul 2008) |
| Tax Bill | $2,325 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 599-0052-0256-00 |
| Primary APN | 599-0052-0256-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 896 sqft Living Area |
| Gross Area | 1,792 sqft |
| 1st Floor Area | 896 sqft |
| Basement Area | 896 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 12,153 sqft (0.279 acres) |
| Lot Dimensions | 150 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 709 SMILEY AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45246-2119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SMILEY AVE 80 X 150 LOT 207 PT 208 SPRINGDALE PK SUB SQ G PARS 256-332 |
| Legal Subdivision | SPRINGDALE PK SUB |
| Legal Lot Number | 207 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGDALE |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 21501 |
709 Smiley Ave is owned and occupied by an individual who bought it in July 2008.
Source: Hamilton County records, as of May 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 709 SMILEY AVE, CINCINNATI, OH 45246-2119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2026 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Apr 5, 2022 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Aug 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2008 · Amount on File |
| Deed Sale | Jul 15, 2008 · Amount on File |
| Deed Document Number | 200896742 |
| Deed Book / Page | 10900 / 119 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 16, 2026 |
| Property Address | 709 SMILEY AVE, CINCINNATI, OH 45246-2119 |
| Document Number | 0000028787 |
| Book / Page | 15646 / 1269 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 202628787 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 709 SMILEY AVE, CINCINNATI, OH 45246-2119 |
| Document Number | 0000028787, |
|---|---|
| Date | Apr 16, 2026 |
| Book Page | 15646/1269 |
| Instrument | 202628787 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 25, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 709 SMILEY AVE, CINCINNATI, OH 45246-2119 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000034621 |
|---|---|
| Date | Apr 5, 2022 |
| Book Page | 14639/598 |
| Instrument | 2022-0034621 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount on Record |
|---|---|
| Term | 175 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 709 SMILEY AVE, CINCINNATI, OH 45246-2119 |
| Document Number | 0000114821 |
| Instrument Date | Aug 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 709 SMILEY AVE CINCINNATI OH 452462119, CINCINNATI, OH 45246-2119 |
| Document Number | 0000114821 |
|---|---|
| Date | Nov 2, 2020 |
| Book Page | 014287/001062 |
| Instrument | 114821 |
| Name | FIFTH THIRD BK NA |
|---|---|
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 709 Smiley Ave was $2,325, up 16% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Springdale City |
| Unified School District | Princeton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,325.00 (+16.02%) | $46,260 (-) Land $12,723 Building $33,537 | $132,170 Land $36,350 Building $95,820 |
| 2024 | $2,004.00 (-0.05%) | $46,260 (-) Land $12,723 Building $33,537 | |
| 2023 | $2,005.00 (+18.15%) | $46,260 (+45.14%) Land $12,723 Building $33,537 | $132,170 Land $36,350 Building $95,820 |
| 2022 | $1,697.00 Homeowner's exemption | $31,872 Land $12,408 Building $19,464 | |
| 2020 | $91,060 Land $35,450 Building $55,610 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 709 Smiley Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 709 Smiley Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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