709 Simpson St, Duncombe, IA 50532 Property Records

Webster County property record for 709 Simpson St, Duncombe, IA 50532

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,464 sqft · built 1964
Lot Size0.235 acres (10,237 sqft)
Owner2 Individual Names on File
Tax Bill$1,677 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN1203107002

Property Details

APN / Parcel Number

Primary APN1203107002

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,464 sqft Living Area
1st Floor Area1,008 sqft
Basement Area1,008 sqft
Unfinished Basement1,008 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleA-Frame
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,237 sqft (0.235 acres)
Lot Dimensions140 ft deep x 52 ft wide
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address709 SIMPSON ST
CityDUNCOMBE
StateIA
Zip50532-5045
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWC DUNCOMBE INC CARL W HOYER'S SD LOT 6
Legal SubdivisionWC DUNCOMBE INC CARL W HOYER'S
Legal Lot Number6
JurisdictionWEBSTER IA
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1061
Census Tract10100

Owner

709 Simpson St, a single family home, is owned by two individuals.

Source: Webster County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address601 ALLEN ST, DUNCOMBE, IA 50532-7700
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBSTER IA
Property Address709 SIMPSON ST, DUNCOMBE, IA 50532-5045
Transaction TypeMortgage
Record UpdatedOct 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202005416
DateNov 3, 2020
Instrument2020-05416
Lender
NameWCF FINANCIAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 709 Simpson St was $1,677, up 0.3% from the year before.

Source: Webster County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyWebster County
MunicipalityDuncombe City
Unified School DistrictWebster City Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$106,730 (-) Land $5,690 Building $101,040$106,730 (-) Land $5,690 Building $101,040
2025$1,677.00 (+0.3%)$106,730 Land $5,690 Building $101,040$106,730 Land $5,690 Building $101,040
2024$1,672.00
2023$100,670 (+13.43%) Land $5,690 Building $94,980$100,670 Land $5,690 Building $94,980
2022$1,640.00$88,750 Land $5,690 Building $83,060
2021$88,750 Land $5,690 Building $83,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 709 Simpson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 4, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 Simpson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUNCOMBE WATER SUPPLY
serves 384 people · EPA ID IA9427082
Water SourceGroundwater
Last State InspectionAug 2025
Also Mapped HereXENIA RWD (DES MOINES)
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Webster-Calhoun Cooperative Telephone Association
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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