709 Sharon Ct, Berea, KY 40403 Property Records

Madison County property record for 709 Sharon Ct, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Apr 2026)
Tax Bill	$1,791 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jan 2017 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0084-0002-0003`

Property Details

APN / Parcel Number

Primary APN	`0084-0002-0003`
Alternative APNs	`116806` `79895` `46177`

Exterior

Lot Area	48,352 sqft (1.11 acres)

Location & Zoning

Account Number	46177
Street Address	709 SHARON CT
City	BEREA
State	KY
Zip	40403-9711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RONNIE ANDERSON DEVELOPMENT LOT 3
Legal Subdivision	RONNIE ANDERSON DEV
Legal Lot Number	3
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1002
Census Tract	10901

Owner

Source: Madison County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	709 SHARON CT, BEREA, KY 40403-9711
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jan 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP
Apr 17, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Apr 1, 2016	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
Apr 13, 2026	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK & TRUST COMPANY
Jul 1, 2022	Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jan 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2026 · Amount on Record
Deed Sale	Apr 13, 2026 · Amount on Record
Prior Sale	Jul 1, 2022 · Amount on Record
Deed Document Number	202614338931
Deed Book / Page	881 / 252
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	709 SHARON CT, BEREA, KY 40403-9711
Transaction Type	Mortgage
Record Updated	Apr 30, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 SHARON CT, BEREA, KY 40403-9711

Mortgage

Document Number	0M2286/311
Date	Mar 7, 2024
Book Page	M2286/311
Instrument	2014193566

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Jul 1, 2052

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	709 SHARON CT, BEREA, KY 40403-9711
Transaction Type	Mortgage
Record Updated	Apr 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1721/742
Date	Jan 4, 2017
Book Page	M1721/742
Instrument	952558

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	709 SHARON CT, BEREA, KY 40403-9711
Transaction Type	Mortgage
Record Updated	Apr 30, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 SHARON CT, BEREA, KY 40403-9711

Mortgage

Document Number	00M2372/49
Date	Apr 17, 2025
Book Page	M2372/49
Instrument	2014255714

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Jul 1, 2052

April 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	709 SHARON CT, BEREA, KY 40403-9711
Transaction Type	Mortgage
Record Updated	Apr 30, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1669/020
Date	Apr 1, 2016
Book Page	M1669/020
Instrument	937957

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2046

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Apr 13, 2026
Property Address	709 SHARON CT, BEREA, KY 40403-9711
Document Number	0014338931
Book / Page	881 / 252
Instrument Date	Apr 9, 2026
Instrument	202614338931
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$26,260.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 SHARON CT, BEREA, KY 40403-9711

Mortgage

Document Number	0014338934,
Date	Apr 13, 2026
Instrument	202614338934

Lender

Name	CENTRAL BANK & TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jul 1, 2022
Property Address	709 SHARON CT, BEREA, KY 40403-9711
Document Number	00D825/523
Book / Page	D825 / 523
Instrument Date	Jun 13, 2022
Instrument	2014099294
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6290 CASTLEGATE DR W # W17108, 6290, CASTLE ROCK, CO 80108-3501

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	709 SHARON CT, BEREA, KY 40403-9711

Mortgage

Document Number	2014099295
Date	Jul 1, 2022
Instrument	2014099295

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	709 SHARON CT, BEREA, KY 40403-9711
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1721/742
Date	Jan 4, 2017
Book Page	M1721/742
Instrument	952558

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,791.00 (-2.82%)	$190,000 (-)	$190,000 (-)
2023	$1,843.00	$190,000	$190,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1979–2023)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Feb 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 67% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

Nearby Properties on Sharon Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures