Anne Arundel County property record for 709 Severn Ave, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,772 sqft · built 1910 |
| Lot Size | 0.116 acres (5,070 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,625,000 (Apr 2023) |
| Tax Bill | $12,943 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Jun 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-000-04611600 |
| Primary APN | 06-000-04611600 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,772 sqft Living Area |
| 1st Floor Area | 1,434 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,070 sqft (0.116 acres) |
| Garage Area | 216 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 198 sqft |
| Deck Area | 32 sqft |
| Patio Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00004611600 |
|---|---|
| Street Address | 709 SEVERN AVE |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-2445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 29 EASTPORT |
| Legal Subdivision | EASTPORT |
| Legal Block | 2 |
| Legal Lot Number | 29 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 706302 |
709 Severn Ave is owned and occupied by an individual who bought it in April 2023.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 709 SEVERN AVE, ANNAPOLIS, MD 21403-2445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 26, 2023 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jun 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SEVERN SAVINGS BANK FSB |
| Apr 22, 2020 | Deed of Trust, Mortgage · Construction Mortgage SEVERN SAVINGS BANK FSB |
| Jul 22, 2019 | Deed, Transfer · Conventional Mortgage SEVERN SAVINGS BANK FSB |
| May 17, 2018 | Grant Deed, Transfer MID-MARYLAND TITLE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 26, 2023 · Amount on File |
| Deed Sale | Apr 26, 2023 · Amount on File |
| Prior Sale | Jul 22, 2019 · Amount on File |
| Deed Book / Page | 39607 / 159 |
| Transfer Doc | 0165290278 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Apr 26, 2023 |
| Property Address | 709 SEVERN AVE, ANNAPOLIS, MD 21403-2445 |
| Document Number | 0396070159 |
| Book / Page | 39607 / 159 |
| Map Reference | LB GW 37 FO 372 |
| Instrument Date | Apr 21, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATG TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 709 SEVERN AVE, ANNAPOLIS, MD 21403-2445 |
| Document Number | 0039607167 |
|---|---|
| Date | Apr 26, 2023 |
| Instrument | 39607/167 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | May 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7.25% |
| Index | Other |
| Max Rate | 10.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 709 SEVERN AVE, ANNAPOLIS, MD 21403-2445 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2021 |
| Title Company | FIRST QUALITY TITLE, FIRST EQUITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 709 SEVERN AVE, ANNAPOLIS, MD 21403-2445 |
| Document Number | 0370370399 |
|---|---|
| Date | Jun 22, 2021 |
| Book Page | 37037/399 |
| Name | SEVERN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | ANNAPOLIS, MD 21401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 709 SEVERN AVE, ANNAPOLIS, MD 21403-2445 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0344770025 |
|---|---|
| Date | Apr 22, 2020 |
| Book Page | 34477/25 |
| Name | SEVERN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | ANNAPOLIS, MD 21401 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | May 1, 2021 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jul 22, 2019 |
| Property Address | 709 SEVERN AVE, ANNAPOLIS, MD 21403-2445 |
| Document Number | 0333620133 |
| Book / Page | 33362 / 133 |
| Map Reference | LB GW 37 FO 372 |
| Instrument Date | Jul 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | FIRST EQUITY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5 PARK PL UNIT 726, 726, ANNAPOLIS, MD 21401-3470 |
| Document Number | 33362137 |
|---|---|
| Date | Jul 22, 2019 |
| Instrument | 33362/137 |
| Name | SEVERN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Aug 1, 2020 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | May 17, 2018 |
| Property Address | 709 SEVERN AVE, ANNAPOLIS, MD 21403-2445 |
| Document Number | 0321160462 |
| Book / Page | 032116 / 000462 |
| Instrument Date | May 11, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2018 |
| Title Company | MID-MARYLAND TITLE COMPANY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $475.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1425 RHODE ISLAND AVE NW #60 WASHINGTON DC 200055439, 60, WASHINGTON, DC 20005-5439 |
The 2025 property tax bill for 709 Severn Ave was $12,943 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,058,300 Land $435,800 Building $622,500 | $1,058,300 Land $435,800 Building $622,500 | |
| 2025 | $12,943.00 | ||
| 2023 | $11,367.00 | $791,600 Land $436,400 Building $355,200 | $791,600 Land $436,400 Building $355,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 709 Severn Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 54 units insured incl. 37 condo units |
| Nearby Flood Claims | 5 (1979–2003) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 709 Severn Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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