709 Serenity Ct, Decorah, IA 52101 Property Records

Winneshiek County property record for 709 Serenity Ct, Decorah, IA 52101

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,284 sqft · built 2003
Lot Size	0.09 acres (3,937 sqft)
Owner	Trust Name on File
Last Sale	$312,000 (Sep 2023)
Tax Bill	$4,650 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage May 2020 Mortgage + 5 more
Flood Zone	Zone X (reduced by levee)
APN	`111743501000`

Property Details

APN / Parcel Number

Primary APN	`111743501000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,284 sqft Living Area
1st Floor Area	414 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	3,937 sqft (0.09 acres)
Garage Type	Attached
Garage Area	436 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	80 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	709 SERENITY CT
City	DECORAH
State	IA
Zip	52101-1564
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT #8 OAKS CONDO COMPLEX IN LOT 1-1 RIVERWALK ADDN
Legal Range	08W
Legal Township	98N
Legal Section	17
Legal Subdivision	RIVERWALK ADD
Legal Lot Number	1
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	2
Census Block	2029
Census Tract	950200

Owner

709 Serenity Ct, a condominium, is owner-occupied and held in a trust since February 2024.

Source: Winneshiek County records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	709 SERENITY CT, 8, DECORAH, IA 52101-1564
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Warranty Deed, Transfer · Conventional Mortgage DECORAH BANK & TRUST CO
May 20, 2020	Deed of Trust, Mortgage · Commercial Mortgage SYNERGY ONE LENDING
Jul 19, 2018	Deed of Trust, Mortgage BBMC MORTGAGE LLC
May 13, 2021	Affidavit, Transfer
May 13, 2021	Affidavit, Transfer
May 13, 2021	Warranty Deed, Transfer · Conventional Mortgage VIKING STATE BANK & TRUST
Oct 18, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2023 · Amount on File
Deed Sale	Sep 14, 2023 · Amount on File
Prior Sale	May 13, 2021 · Amount on File
Deed Document Number	20232282
Deed Book / Page	2023 / 2282
Last Transfer Date	Feb 14, 2024
Transfer Doc	0000000332
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Sep 14, 2023
Property Address	709 SERENITY CT, DECORAH, IA 52101-1564
Document Number	02023/2282
Book / Page	2023 / 2282
Map Reference	MB 516 PG 405
Instrument Date	Sep 13, 2023
Instrument	2023 2282
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$498.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	709 SERENITY CT # 8, 8, DECORAH, IA 52101-1564

Mortgage

Document Number	0020232283
Date	Sep 14, 2023
Instrument	2023 2283

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	11 Months
Due	Aug 14, 2024

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	709 SERENITY CT, DECORAH, IA 52101-1564
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/1690
Date	May 20, 2020
Book Page	2020/1690
Instrument	2020 1690

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	709 SERENITY CT, DECORAH, IA 52101-1564
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000002060
Date	Jul 19, 2018
Book Page	0000002018/0000002060
Instrument	000000002060

Lender

Name	BBMC MORTGAGE LLC
Type	Government Agency

Agreement

Amount	Amount on Record
Term	354 Months
Due	Jan 1, 2048

May 2021: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	WINNESHIEK IA
Recording Date	May 13, 2021
Property Address	709 SERENITY CT, DECORAH, IA 52101-1564
Document Number	2021/1943
Book / Page	2021 / 1943
Instrument Date	May 7, 2021
Instrument	2021 1943
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 SERENITY CT, DECORAH, IA 52101-1564

May 2021: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	WINNESHIEK IA
Recording Date	May 13, 2021
Property Address	709 SERENITY CT, DECORAH, IA 52101-1564
Document Number	2021/1942
Book / Page	2021 / 1942
Instrument Date	May 7, 2021
Instrument	2021 1942
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 SERENITY CT, DECORAH, IA 52101-1564

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	May 13, 2021
Property Address	709 SERENITY CT, DECORAH, IA 52101-1564
Document Number	2021/1944
Book / Page	2021 / 1944
Instrument Date	May 7, 2021
Instrument	2021 1944
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 SERENITY CT, DECORAH, IA 52101-1564

Mortgage

Document Number	2021194520211945
Date	May 13, 2021
Instrument	2021 194520211945

Lender

Name	VIKING STATE BANK & TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Oct 18, 2017
Property Address	709 SERENITY CT, DECORAH, IA 52101-1564
Document Number	2017/3083
Book / Page	2017 / 3083
Instrument Date	Oct 2, 2017
Instrument	2017-3083
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 MENDON LN, SCHAUMBURG, IL 60193-1034

Tax Assessment & Valuation

The 2026 property tax bill for 709 Serenity Ct was $4,650 with a homeowner's exemption.

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,650.00	$294,340 (-) Land $18,900 Building $275,440	$294,340 (-) Land $18,900 Building $275,440
2025	$4,650.00 (+5.78%) Homeowner's exemption	$294,340 Land $18,900 Building $275,440	$294,340 Land $18,900 Building $275,440
2024	$4,396.00
2023		$257,420 (+15.18%) Land $18,900 Building $238,520	$257,420 Land $18,900 Building $238,520
2022	$4,472.00 Homeowner's exemption	$223,500 Land $15,750 Building $207,750
2021			$223,500 Land $15,750 Building $207,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 709 Serenity Ct in Zone X, where a levee reduces flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	5 (2016)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 Serenity Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: GigFire.

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