Wake County property record for 709 Sandra St, Garner, NC 27529
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,816 sqft · built 1990 |
| Lot Size | 0.269 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100,000 (Oct 1990) |
| Tax Bill | $1,526 (2023) |
| Deeds & Mortgages | Mar 2022 Line of Credit Nov 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1712.19-71-2925 0170208 |
| Primary APN | 1712.19-71-2925 0170208 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,816 sqft Heated Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 11,761 sqft (0.269 acres) |
| Porch | Porch |
| Porch Area | 160 sqft |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0170208 |
|---|---|
| Old Parcel Number | 017020801 |
| Street Address | 709 SANDRA ST |
| City | GARNER |
| State | NC |
| Zip | 27529-2700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LO13 GIPSON POND SUB BM1988-00080 |
| Legal Township | 16 |
| Legal Subdivision | GIPSON POND SUB |
| Legal Lot Number | 13 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | ST. MARYS |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 52101 |
Source: Wake County records, as of April 18, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 709 SANDRA ST, GARNER, NC 27529-2700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 21, 2022 | Deed of Trust, Mortgage · Line of Credit SUMMIT CU |
| Nov 17, 2020 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Mar 25, 2019 | Deed of Trust, Mortgage · VA Mortgage BANK OF ENGLAND |
| Apr 23, 2018 | Deed of Trust, Mortgage · VA Mortgage 360 MTG |
| Feb 2, 2017 | Deed of Trust, Mortgage · VA Mortgage NETWORK CAP FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 1990 · Amount on Record |
| Deed Sale | Oct 12, 1990 · Amount on Record |
| Deed Document Number | 0004794245 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 709 SANDRA ST, GARNER, NC 27529-2700 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 018960/794 |
|---|---|
| Date | Mar 21, 2022 |
| Book Page | 18960/794 |
| Name | SUMMIT CU |
|---|---|
| Type | Credit Union |
| Address | GREENSBORO, NC 27409 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 18, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 709 SANDRA ST, GARNER, NC 27529-2700 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 181920763 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 18192/763 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89052 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 709 SANDRA ST, GARNER, NC 27529-2700 |
| Document Number | 173961672 |
| Instrument Date | Mar 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2019 |
| Title Company | MADISON SETTLEMENTS |
| Name | Verified Name |
|---|---|
| Address | 709 SANDRA ST GARNER NC 275292700, GARNER, NC 27529-2700 |
| Document Number | 173961672 |
|---|---|
| Date | Mar 28, 2019 |
| Book Page | 017396/001672 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 27, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 709 SANDRA ST, GARNER, NC 27529-2700 |
| Document Number | 171060220 |
| Instrument Date | Apr 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2018 |
| Title Company | MADISON SETTLEMENTS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 709 SANDRA ST GARNER NC 275292700, GARNER, NC 27529-2700 |
| Document Number | 171060220 |
|---|---|
| Date | Apr 24, 2018 |
| Book Page | 017106/000220 |
| Name | 360 MTG |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78726 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 23, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 709 SANDRA ST, GARNER, NC 27529-2700 |
| Document Number | 166892753 |
| Book / Page | 016689 / 002753 |
| Instrument Date | Feb 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2017 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 709 SANDRA ST GARNER NC 275292700, GARNER, NC 27529-2700 |
| Document Number | 166892753 |
|---|---|
| Date | Feb 9, 2017 |
| Book Page | 016689/002753 |
| Name | NETWORK CAP FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVINE, CA 92614 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 8, 2032 |
Source: Wake County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wake County |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,526.00 | $193,237 Land $35,000 Building $158,237 | $193,237 Land $35,000 Building $158,237 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1996–2014) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | May 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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