709 S Main St, Troy, NC 27371 Property Records

Montgomery County property record for 709 S Main St, Troy, NC 27371

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,168 sqft · built 1950
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$20,000 (Jul 2018)
Tax Bill	$204 (2025)
Deeds & Mortgages	Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`7538 14 34 5088`

Property Details

APN / Parcel Number

Primary APN	`7538 14 34 5088`
Alternative APN	`1480215`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,168 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	146 ft deep x 47 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Propane

Location & Zoning

Account Number	1480215
Street Address	709 S MAIN ST
City	TROY
State	NC
Zip	27371-3423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	WATKINS PROP LOTS 29,30; SEC A S. MAIN
Legal Lot Number	29-30
Jurisdiction	MONTGOMERY NC
Township / Civil Division	TROY
Census Block Group	1
Census Block	1036
Census Tract	960202

Owner

Source: Montgomery County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	531 BRUTON CARPENTER RD, MOUNT GILEAD, NC 27306-8950
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2018 · Amount on Record
Deed Sale	Jul 2, 2018 · Amount on Record
Deed Document Number	2018355177
Deed Book / Page	810 / 757
Record Updated	Oct 29, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Jul 2, 2018
Property Address	709 S MAIN ST, TROY, NC 27371-3423
Document Number	0810/0757
Book / Page	0810 / 0757
Map Reference	MB74 PG384
Instrument Date	Jun 27, 2018
Instrument	355177
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount Recorded
Tax	$40.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	610 NE FIELD CREEK DR, 610, BLUE SPRINGS, MO 64014-1446

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 BRUTON CARPENTER RD, MOUNT GILEAD, NC 27306-8950

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Municipality	Troy Town
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,292 (-) Land $4,700 Building $28,592	$33,292 (-) Land $4,700 Building $28,592
2025	$204.00	$33,292 (-) Land $4,700 Building $28,592	$33,292 (-) Land $4,700 Building $28,592
2023		$33,292 Land $4,700 Building $28,592	$33,292 Land $4,700 Building $28,592

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TROY serves 3,591 people · EPA ID NC0362020
Water Source	Purchased surface water from MONTGOMERY COUNTY WATER SYSTEM
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20