St. Charles County property record for 709 S 5th St, Saint Charles, MO 63301
| Property Type | Commercial |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1927 |
| Lot Size | 0.192 acres (8,400 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,957 (2025) |
| Deeds & Mortgages | Jun 2020 Transfer Jun 2020 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012950A000 |
| Primary APN | 012950A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Total Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1927 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Lot Area | 8,400 sqft |
| Lot Dimensions | 140 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Porch | Porch |
| Porch Area | 428 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 012950A000 |
|---|---|
| Old Parcel Number | 012950A000 |
| Street Address | 709 S 5TH ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2913 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | AB2 |
| Legal Description | PT CITY BLK 141 LOT 2 |
| Legal Range | 05E |
| Legal Township | 46N |
| Legal Subdivision | BOON S SURV |
| Legal Block | 141 |
| Legal Lot Number | 11 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 310501 |
709 S 5th St, a commercial property, is owned by a company that acquired it in June 2020.
Source: St. Charles County records, as of March 16, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 211 PERRY ST, SAINT CHARLES, MO 63301-3452 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2020 | Quit Claim Deed, Transfer ATG |
| Jun 1, 2020 | Affidavit of Death, Transfer NOT AVAILABLE |
| Jun 1, 2020 | Quit Claim Deed, Transfer ATG |
| Jun 1, 2020 | Warranty Deed, Transfer · Line of Credit CENTRAL BK/ST LOUIS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2020 |
| Deed Sale | Jun 1, 2020 |
| Prior Sale | Jun 1, 2020 |
| Deed Document Number | 0073081196 |
| Deed Book / Page | 7308 / 1196 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 1, 2020 |
| Property Address | 709 S 5TH ST, SAINT CHARLES, MO 63301-2913 |
| Document Number | 0073081198 |
| Book / Page | 007308 / 001198 |
| Instrument Date | May 15, 2020 |
| Instrument | 358820 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2020 |
| Title Company | ATG |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 53 CHESTERFIELD LAKES RD CHESTERFIELD MO 630054523, CHESTERFIELD, MO 63005-4523 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 1, 2020 |
| Property Address | 709 S 5TH ST, SAINT CHARLES, MO 63301-2913 |
| Document Number | 0073081196 |
| Book / Page | 007308 / 001196 |
| Instrument Date | May 15, 2020 |
| Instrument | 358810 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 709 S 5TH ST ST CHARLES MO 633012913, ST CHARLES, MO 63301-2913 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 1, 2020 |
| Property Address | 709 S 5TH ST, SAINT CHARLES, MO 63301-2913 |
| Document Number | 0073081200 |
| Book / Page | 007308 / 001200 |
| Instrument Date | May 15, 2020 |
| Instrument | 358830 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2020 |
| Title Company | ATG |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 53 CHESTERFIELD LAKES RD CHESTERFIELD MO 630054523, CHESTERFIELD, MO 63005-4523 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 1, 2020 |
| Property Address | 709 S 5TH ST, SAINT CHARLES, MO 63301-2913 |
| Document Number | 0073081202 |
| Book / Page | 007308 / 001202 |
| Instrument Date | May 15, 2020 |
| Instrument | 358840 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2020 |
| Title Company | ATG |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 211 PERRY ST ST CHARLES MO 633013452, ST CHARLES, MO 63301-3452 |
| Document Number | 73081204 |
|---|---|
| Date | Jun 1, 2020 |
| Book Page | 007308/001204 |
| Instrument | 358850 |
| Name | CENTRAL BK/ST LOUIS |
|---|---|
| Address | SAINT LOUIS, MO 63105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 709 S 5th St was $2,957.
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,957.00 | $43,891 | $137,161 Land $69,300 Building $67,861 |
| 2023 | $41,948 | ||
| 2022 | $131,094 Land $69,300 Building $61,794 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 709 S 5th St in Zone X, an area of minimal flood risk, though there have been 92 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 92 (1979–2020) |
| Claims Outside the SFHA | 3 of 92 |
| Most Recent Claim | Aug 2020 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 709 S 5th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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