709 Rutherford Dr, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 709 Rutherford Dr, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,703 sqft · built 1985
Lot Size	0.285 acres (12,415 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Jun 2000)
Tax Bill	$4,067 (2025)
Deeds & Mortgages	Apr 2022 Refinance
APN	`0615002000020`

Property Details

APN / Parcel Number

Primary APN	`0615002000020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,703 sqft Living Area
1st Floor Area	1,495 sqft
Attic	Attic
Attic Area	312 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,415 sqft (0.285 acres)
Lot Dimensions	140 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	104 sqft
Deck Area	312 sqft
Patio Area	268 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	709 RUTHERFORD DR
City	CHESAPEAKE
State	VA
Zip	23322-3450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12AS: RES
Legal Description	44 ETHERIDGE MEADOWS SEC TWO
Legal Subdivision	ETHERIDGE MEADOWS/CEDAR RIDGE MANOR
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3001
Census Tract	21012

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	709 RUTHERFORD DR, CHESAPEAKE, VA 23322-3450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2000 · Amount on Record
Deed Sale	Jun 5, 2000 · Amount on Record
Prior Sale	Sep 30, 1998 · Amount on Record
Deed Book / Page	4088 / 306
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	709 RUTHERFORD DR, CHESAPEAKE, VA 23322-3450
Transaction Type	Mortgage
Record Updated	Apr 27, 2022
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010545/962
Date	Apr 11, 2022
Book Page	10545/962
Instrument	220012321

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$424,500 (+5.41%) Land $210,000 Building $214,500	$424,500 (+5.41%) Land $210,000 Building $214,500
2025	$4,067.00 (+36.89%)	$402,700 (+9.43%) Land $185,000 Building $217,700	$402,700 (+9.43%) Land $185,000 Building $217,700
2023		$368,000 (+8.24%) Land $175,000 Building $193,000	$368,000 (+8.24%) Land $175,000 Building $193,000
2022		$340,000 Land $150,000 Building $190,000	$340,000 Land $150,000 Building $190,000
2019	$2,971.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	2 (1982–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20