709 Ridgeview Dr, Rockwall, TX 75087 Property Records

Rockwall County property record for 709 Ridgeview Dr, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,326 sqft · built 1982
Lot Size	0.246 acres (10,716 sqft)
Owner	2 Individual Names on Record
Last Sale	$179,000 (Jun 2012)
Tax Bill	$2,193 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3940000D0009000R`

Property Details

APN / Parcel Number

Primary APN	`3940000D0009000R`
Alternative APNs	`R17959` `17959`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,326 sqft Living Area
Gross Area	2,976 sqft
1st Floor Area	2,326 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1986
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	10,716 sqft (0.246 acres)
Lot Dimensions	119 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Pool Area	512 sqft
Porch	Covered Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	709 RIDGEVIEW DR
City	ROCKWALL
State	TX
Zip	75087-4136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	HIGHRIDGE EST, BLOCK D, LOT 9
Legal Subdivision	HIGHRIDGE EST
Legal Tract	9
Legal Block	D
Legal Lot Number	9
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	1
Census Block	1018
Census Tract	40303

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	709 RIDGEVIEW DR, ROCKWALL, TX 75087-4136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK
Jun 11, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage SFMC LP
Jun 4, 2018	Deed of Trust, Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2012 · Amount on Record
Deed Sale	Jun 4, 2012 · Amount on Record
Prior Sale	Feb 2, 2006 · Amount on Record
Deed Document Number	2012468591
Deed Book / Page	6815 / 227
Prior Transfer Date	May 22, 2012
Prior Transfer Doc	0000468591
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	709 RIDGEVIEW DR, ROCKWALL, TX 75087-4136
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	TEXAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019225
Date	Aug 21, 2020
Instrument	20200000019225

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	709 RIDGEVIEW DR, ROCKWALL, TX 75087-4136
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009354
Date	Jun 11, 2019
Instrument	20190000009354

Lender

Name	SFMC LP
Type	Mortgage Company
Address	MCKINNEY, TX 75070

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	709 RIDGEVIEW DR, ROCKWALL, TX 75087-4136
Document Number	0000010100
Instrument Date	Jun 4, 2018
Transaction Type	Mortgage
Record Updated	Jun 28, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	709 RIDGEVIEW DR ROCKWALL TX 750874136, ROCKWALL, TX 75087-4136

Mortgage

Document Number	0000010100
Date	Jun 11, 2018
Instrument	10100

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jun 10, 2038

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$438,892 (+3.78%) Land $180,000 Building $258,892	$438,892 (-1.56%) Land $180,000 Building $258,892
2025	$2,193.00 (-30.47%) Homeowner's exemption Senior Citizen's exemption	$422,887 (+0.79%)	$445,866 (+6.26%) Land $180,000 Building $265,866
2024	$3,154.00 (-18.86%)
2023	$3,887.00 (-15%) Homeowner's exemption Senior Citizen's exemption	$419,584 Land $180,000 Building $239,584	$419,584 Land $180,000 Building $239,584
2021	$4,573.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (2018–2026)
Claims Outside the SFHA	6 of 6
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Nextlink, Novos Fiber, T-Mobile.

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