709 Ridgeside Dr, Apt K, Ballwin, MO 63021 Property Records

St. Louis County property record for 709 Ridgeside Dr, Apt K, Ballwin, MO 63021

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 868 sqft · built 1986
Lot Size	0.02 acres (867 sqft)
Owner	2 Individual Names on Record
Last Sale	$99,100 (Mar 2020)
Tax Bill	$1,655 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25R-64-0792`

Property Details

APN / Parcel Number

Primary APN	`25R-64-0792`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Units	13 Units
Stories	1 Story
Building Area	868 sqft Living Area
1st Floor Area	868 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	867 sqft (0.02 acres)
Garage Type	Carport
Garage Area	180 sqft
Carport	Carport
Carport Area	180 sqft
Porch	Open Frame Porch
Porch Area	45 sqft
Utility Building	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	709 RIDGESIDE DR, K
City	BALLWIN
State	MO
Zip	63021-7746
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R4
Legal Description	TREETOP CONDOMINIUMS PHASE 2 BLDG 4 UNIT K 0.2380% IN COMMON ELEMENTS (9283-354) (25R631213 9 16 86)
Legal Subdivision	TREETOP CONDOMINIUMS PHASE 2
Legal Phase	2
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	2
Census Block	2007
Census Tract	217942

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 NEWKIRK CIR, SAINT CHARLES, MO 63303-6722
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2020 · Amount on Record
Deed Sale	Mar 17, 2020 · Amount on Record
Prior Sale	Oct 17, 2016 · Amount on Record
Deed Document Number	2020282
Deed Book / Page	23968 / 2348
Prior Transfer Date	Jun 10, 2016
Prior Transfer Doc	0220603694
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 17, 2020
Property Address	709 RIDGESIDE DR APT K, K, BALLWIN, MO 63021-7746
Document Number	0239682348
Book / Page	23968 / 2348
Map Reference	MB 9283 PG 354
Instrument Date	Feb 24, 2020
Instrument	2020031700282
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	RESOLUTIONS TITLE INC, RESOLUTIONS TTL INC RESWARE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2894 SHELLY DR, 2894, HIGH RIDGE, MO 63049-2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 NEWKIRK CIR, SAINT CHARLES, MO 63303-6722

Mortgage

Document Number	2020031700283
Date	Mar 17, 2020
Instrument	2020031700283

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2035

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,910 (-) Land $7,260 Building $19,650	$141,600 (-) Land $38,200 Building $103,400
2025	$1,655.00 (+9.6%)	$26,910 (+16.09%) Land $7,260 Building $19,650	$141,600 (+16.07%) Land $38,200 Building $103,400
2024	$1,510.00 (-0.85%)
2023	$1,523.00 (+11.09%)	$23,180 (+20.17%) Land $4,120 Building $19,060	$122,000 (+20.2%) Land $21,700 Building $100,300
2022	$1,371.00	$19,290 Land $7,260 Building $12,030
2021			$101,500 Land $38,200 Building $63,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	May 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Wisper ISP.

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