709 Ray St, Kings Mountain, NC 28086 Property Records

Gaston County property record for 709 Ray St, Kings Mountain, NC 28086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 2010
Lot Size	0.65 acres (28,314 sqft)
Owner	Company Name on Record
Last Sale	$90,000 (May 2017)
Tax Bill	$1,344 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Dec 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`154102`

Property Details

APN / Parcel Number

Primary APN	`154102`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,232 sqft Heated Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Roof Material	Asphalt
Lot Area	28,314 sqft (0.65 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	709 RAY ST
City	KINGS MOUNTAIN
State	NC
Zip	28086-9667
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TEXTILES INC MUTUAL MILL L P/32 11 046 057 00 000
Legal Subdivision	MUTUAL #2 MILL SUBDIVISION
Jurisdiction	GASTON NC
Township / Civil Division	CROWDERS MOUNTAIN
Census Block Group	1
Census Block	1006
Census Tract	31706

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	709 RAY ST, KINGS MOUNTAIN, NC 28086-9667
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Dec 9, 2021	Warranty Deed, Transfer
May 24, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2017 · Amount on Record
Deed Sale	May 24, 2017 · Amount on Record
Prior Sale	Mar 18, 2009 · Amount on Record
Deed Book / Page	4913 / 75
Prior Transfer Date	Jan 14, 2003
Prior Transfer Doc	3620000296
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	709 RAY ST, KINGS MOUNTAIN, NC 28086-9667
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053531425
Date	Jul 26, 2022
Book Page	5353/1425

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Dec 9, 2021
Property Address	709 RAY ST, KINGS MOUNTAIN, NC 28086-9667
Document Number	0052931563
Book / Page	5293 / 1563
Map Reference	MB 5 PG 22
Instrument Date	Dec 9, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	709 RAY ST, KINGS MOUNTAIN, NC 28086-9667

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	May 24, 2017
Property Address	709 RAY ST, KINGS MOUNTAIN, NC 28086-9667
Document Number	0049130075
Book / Page	004913 / 000075
Instrument Date	May 23, 2017
Transaction Type	Transfer
Record Updated	Jun 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$180.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 RAY ST KINGS MOUNTAIN NC 280869667, KINGS MOUNTAIN, NC 28086-9667

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Gastonia City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,344.00 (+2.75%)	$188,330 (-) Land $15,000 Building $173,330
2023	$1,308.00	$188,330 Land $15,000 Building $173,330
2021			$91,210 Land $14,500 Building $76,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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