709 Prairie Ct, Galt, CA 95632 Property Records

Sacramento County property record for 709 Prairie Ct, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,798 sqft · built 1988
Lot Size	0.303 acres (13,175 sqft)
Owner	Individual Name on File
Last Sale	$615,000 (Jun 2026)
Tax Bill	$6,998 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`148-0380-025-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0380-025-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,798 sqft Living Area
1st Floor Area	1,798 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	13,175 sqft (0.303 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	709 PRAIRIE CT
City	GALT
State	CA
Zip	95632-8731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	EMERALD PARK 18, LOT 225
Legal Subdivision	EMERALD PARK 18
Legal Lot Number	225
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	3
Census Block	3016
Census Tract	9410

Owner

709 Prairie Ct is owned and occupied by an individual who bought it in June 2026.

Source: Sacramento County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	709 PRAIRIE CT, GALT, CA 95632-8731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Grant Deed, Transfer · Conventional Mortgage FIRST RELIANCE BANK
Dec 16, 2022	Grant Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Mar 1, 2018	Grant Deed, Transfer · Conventional Mortgage PRIME LNDG
Jun 5, 2017	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2026 · Amount on File
Deed Sale	Jun 1, 2026 · Amount on File
Prior Sale	Dec 16, 2022 · Amount on File
Deed Book / Page	20260601 / 833
Prior Transfer Date	Mar 22, 2006
Prior Transfer Doc	0000000183
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 1, 2026
Property Address	709 PRAIRIE CT, GALT, CA 95632-8731
Document Number	2026000833
Book / Page	20260601 / 833
Instrument Date	May 19, 2026
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	LENNAR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68,326.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	709 PRAIRIE CT, GALT, CA 95632-8731

Mortgage

Document Number	2026000834,
Date	Jun 1, 2026
Book Page	20260601/834

Lender

Name	FIRST RELIANCE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 16, 2022
Property Address	709 PRAIRIE CT, GALT, CA 95632-8731
Document Number	0000000272
Map Reference	MB 171 MAP 1
Instrument Date	Nov 29, 2022
Instrument	2022121600272
Transaction Type	Transfer
Record Updated	Dec 27, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 PRAIRIE CT, GALT, CA 95632-8731

Mortgage

Document Number	0000000273
Date	Dec 16, 2022
Instrument	2022121600273

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 1, 2018
Property Address	709 PRAIRIE CT, GALT, CA 95632-8731
Document Number	1803010008
Instrument Date	Feb 22, 2018
Instrument	1803010008
Transaction Type	Transfer
Record Updated	Mar 9, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$478.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	709 PRAIRIE CT GALT CA 956328731, GALT, CA 95632-8731

Mortgage

Document Number	1803010009
Date	Mar 1, 2018
Instrument	1803010009

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 29, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	709 PRAIRIE CT, GALT, CA 95632-8731
Document Number	1706120066
Instrument Date	Jun 5, 2017
Transaction Type	Mortgage
Record Updated	Aug 1, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	709 PRAIRIE CT GALT CA 956328731, GALT, CA 95632-8731

Mortgage

Document Number	1706120066
Date	Jun 12, 2017
Instrument	1706120066

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 709 Prairie Ct was $6,998, up 4.5% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$620,806 (+2%) Land $159,181 Building $461,625
2025	$6,998.00 (+4.49%)	$608,634 Land $156,060 Building $452,574
2024	$6,697.00 (+1.7%)
2023	$6,585.00 (+30.09%)	$585,000 Land $150,000 Building $435,000
2022	$5,062.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 709 Prairie Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 709 Prairie Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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