Contra Costa County property record for 709 Pradera Way, San Ramon, CA 94583
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,715 sqft · built 1999 |
| Lot Size | 0.21 acres (9,138 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,100,000 (Jul 2022) |
| Tax Bill | $24,783 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Sep 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 209-920-086-3 |
| Primary APN | 209-920-086-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,715 sqft Living Area |
| 1st Floor Area | 1,402 sqft |
| 2nd Floor Area | 1,313 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Cluster |
| Lot Area | 9,138 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 428 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 709 PRADERA WAY |
|---|---|
| City | SAN RAMON |
| State | CA |
| Zip | 94583-5344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T8037 L95 |
| Legal Subdivision | SUBDIVISION 8037 |
| Legal Tract | 8037 |
| Legal Lot Number | 95 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 345206 |
709 Pradera Way is owned and occupied by two individuals who bought it in July 2022.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 709 PRADERA WAY, SAN RAMON, CA 94583-5344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLORIDA CAPITAL BANK NA |
| Sep 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLORIDA CAPITAL BANK NA |
| Jul 22, 2022 | Grant Deed, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Dec 23, 2019 | Deed of Trust, Mortgage LOANDEPOT.COM LLC |
| Aug 16, 2018 | Deed of Trust, Mortgage LOANDEPOT.COM LLC |
| May 16, 2018 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Aug 21, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2022 · Amount on File |
| Deed Sale | Jul 22, 2022 · Amount on File |
| Prior Sale | May 16, 2018 · Amount on File |
| Deed Document Number | 2022116950 |
| Prior Transfer Date | Sep 23, 2013 |
| Prior Transfer Doc | 0000237898 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 709 PRADERA WAY, SAN RAMON, CA 94583-5344 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 709 PRADERA WAY, SAN RAMON, CA 94583-5344 |
| Document Number | 0000269062 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 2021-269062 |
| Name | FLORIDA CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Oct 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 4.62% |
| Index | 1-Year CMT |
| Max Rate | 7.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 709 PRADERA WAY, SAN RAMON, CA 94583-5344 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 709 PRADERA WAY, SAN RAMON, CA 94583-5344 |
| Document Number | 0000256780 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 2021-256780 |
| Name | FLORIDA CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Oct 1, 2031 |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 4.62% |
| Index | Other |
| Max Rate | 7.62% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jul 22, 2022 |
| Property Address | 709 PRADERA WAY, SAN RAMON, CA 94583-5344 |
| Document Number | 0000116950 |
| Map Reference | MB 403 PG 18 |
| Instrument Date | Jul 19, 2022 |
| Instrument | 2022-116950 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 709 PRADERA WAY, SAN RAMON, CA 94583-5344 |
| Document Number | 0000116951 |
|---|---|
| Date | Jul 22, 2022 |
| Instrument | 2022-116951 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Aug 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.5% |
| Index | Other |
| Max Rate | 10.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 709 PRADERA WAY, SAN RAMON, CA 94583-5344 |
| Document Number | 0000000703 |
| Instrument Date | Dec 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | AMROCK TITLE CA INC |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 709 PRADERA WAY SAN RAMON CA 945835344, SAN RAMON, CA 94583-5344 |
| Document Number | 0000000703 |
|---|---|
| Date | Jan 2, 2020 |
| Instrument | 703 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 709 PRADERA WAY, SAN RAMON, CA 94583-5344 |
| Document Number | 0000134500 |
| Instrument Date | Aug 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 709 PRADERA WAY SAN RAMON CA 945835344, SAN RAMON, CA 94583-5344 |
| Document Number | 0000134500 |
|---|---|
| Date | Aug 22, 2018 |
| Instrument | 134500 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 21, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | May 16, 2018 |
| Property Address | 709 PRADERA WAY, SAN RAMON, CA 94583-5344 |
| Document Number | 0000077089 |
| Instrument Date | May 11, 2018 |
| Instrument | 77089 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,551.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 709 PRADERA WAY SAN RAMON CA 945835344, SAN RAMON, CA 94583-5344 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 709 PRADERA WAY, SAN RAMON, CA 94583-5344 |
| Document Number | 0000159276 |
| Instrument Date | Aug 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 709 PRADERA WAY SAN RAMON CA 945835344, SAN RAMON, CA 94583-5344 |
| Document Number | 0000159276 |
|---|---|
| Date | Aug 31, 2017 |
| Instrument | 159276 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 709 Pradera Way was $24,783 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | San Ramon City |
| Unified School District | San Ramon Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,228,536 (+2%) Land $1,591,812 Building $636,724 | |
| 2025 | $24,783.00 Homeowner's exemption | $2,184,840 Land $1,560,600 Building $624,240 |
| 2023 | $23,896.00 (+34.57%) Homeowner's exemption | $2,100,000 Land $1,500,000 Building $600,000 |
| 2022 | $17,757.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 709 Pradera Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 709 Pradera Way is high, ranking above 84% of the US, with a 0.8% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 84% of the US · above 64% of California |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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