Lincoln County property record for 709 Pinnacle Dr, Iron Station, NC 28080
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,923 sqft · built 2020 |
| Lot Size | 6.73 acres (293,420 sqft) |
| Owner | Company Name on File |
| Last Sale | $110,000 (Aug 2019) |
| Tax Bill | $10,177 (2026) |
| Deeds & Mortgages | Nov 2021 Construction Loan Jun 2021 Construction Loan + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3683-81-9707 |
| Primary APN | 3683-81-9707 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 4,923 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Custom Design |
| Lot Area | 293,420 sqft (6.73 acres) |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 273500 |
|---|---|
| Street Address | 709 PINNACLE DR |
| City | IRON STATION |
| State | NC |
| Zip | 28080-0105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-T |
| Legal Description | #47 LT PINNACLE RIDGE |
| Legal Subdivision | PINNACLE RDG |
| Legal Lot Number | 47 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 70902 |
709 Pinnacle Dr is owned by a company that bought it in August 2019.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 270 CAR FARM RD, 100, LINCOLNTON, NC 28092-7105 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 18, 2021 | Deed of Trust, Mortgage · Construction Mortgage UNITED BANK |
| Jun 18, 2021 | Deed of Trust, Mortgage · Construction Mortgage UNITED BANK |
| Apr 5, 2021 | Warranty Deed, Construction Loan · Construction Mortgage UNITED BANK |
| Nov 19, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Aug 1, 2019 | Warranty Deed, Transfer MASTER TITLE |
| Sep 25, 2017 | Deed of Trust, Mortgage · Line of Credit PEOPLES BK |
| Jun 15, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2019 · Amount on File |
| Deed Sale | Aug 1, 2019 · Amount on File |
| Prior Sale | Jun 15, 2017 · Amount on File |
| Deed Document Number | 2019595862 |
| Deed Book / Page | 2835 / 335 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 709 PINNACLE DR, IRON STATION, NC 28080-0105 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 270 CAR FARM RD 100, 100, LINCOLNTON, NC 28092-7105 |
| Document Number | 0003108838 |
|---|---|
| Date | Nov 18, 2021 |
| Book Page | 3108/838 |
| Instrument | 642893 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Address | LINCOLNTON, NC 28092 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 4 Months |
| Due | Mar 18, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 709 PINNACLE DR, IRON STATION, NC 28080-0105 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 270 CAR FARM RD 100, 100, LINCOLNTON, NC 28092-7105 |
| Document Number | 0003053559 |
|---|---|
| Date | Jun 18, 2021 |
| Book Page | 3053/559 |
| Instrument | 633453 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Address | LINCOLNTON, NC 28092 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Apr 5, 2021 |
| Property Address | 709 PINNACLE DR, IRON STATION, NC 28080-0105 |
| Document Number | 0003027351 |
| Book / Page | 3027 / 351 |
| Map Reference | MB 14 PG 411-413 |
| Instrument Date | Apr 1, 2021 |
| Instrument | 628713 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 23, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 709 PINNACLE DR, IRON STATION, NC 28080-0105 |
| Document Number | 0000628714 |
|---|---|
| Date | Apr 5, 2021 |
| Instrument | 628714 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Nov 19, 2020 |
| Property Address | 709 PINNACLE DR, IRON STATION, NC 28080-0105 |
| Document Number | 2976420 |
| Book / Page | 002976 / 000420 |
| Instrument Date | Oct 10, 2020 |
| Instrument | 620254 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4801 INEPENDENCE BLVD #900 CHARLOTTE NC 28212, 900, CHARLOTTE, NC 28212 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Aug 1, 2019 |
| Property Address | 709 PINNACLE DR, IRON STATION, NC 28080-0105 |
| Document Number | 2835335 |
| Book / Page | 002835 / 000335 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 595862 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2019 |
| Title Company | MASTER TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $220.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4801 E INDEPENDENCE BLVD #900 CHARLOTTE NC 282125490, 900, CHARLOTTE, NC 28212-5490 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 709 PINNACLE DR, IRON STATION, NC 28080-0105 |
| Document Number | 269574 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7542 SEDGEBROOK DR W STANLEY NC 281649742, STANLEY, NC 28164-9742 |
| Document Number | 269574 |
|---|---|
| Date | Sep 25, 2017 |
| Book Page | 002695/000074 |
| Instrument | 568505 |
| Name | PEOPLES BK |
|---|---|
| Type | Bank |
| Address | NEWTON, NC 28658 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jun 15, 2017 |
| Property Address | 709 PINNACLE DR, IRON STATION, NC 28080-0105 |
| Document Number | 2672344 |
| Book / Page | 002672 / 000344 |
| Instrument Date | Jun 13, 2017 |
| Instrument | 564103 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $290.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7542 SEDGEBROOK DR W STANLEY NC 281649742, STANLEY, NC 28164-9742 |
The 2026 property tax bill for 709 Pinnacle Dr was $10,177.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,177.00 | $1,661,904 Land $204,333 Building $1,457,571 | $1,661,904 Land $204,333 Building $1,457,571 |
| 2023 | $10,058.00 | $1,652,499 Land $204,333 Building $1,448,166 | $1,652,499 Land $204,333 Building $1,448,166 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 709 Pinnacle Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 709 Pinnacle Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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