709 Pennock Cir, Crown Point, IN 46307 Property Records

Lake County property record for 709 Pennock Cir, Crown Point, IN 46307

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,514 sqft · built 2007
Lot Size	0.355 acres (15,507 sqft)
Owner	Individual Name on File
Tax Bill	$8,290 (2024)
Deeds & Mortgages	Jul 2022 Line of Credit Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`003-23-09-0548-0012`

Property Details

APN / Parcel Number

Primary APN	`003-23-09-0548-0012`
Alternative APNs	`45-16-18-205-008.000-042` `230905480012`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,514 sqft Living Area
Attic	Attic
Attic Area	480 sqft
Basement Area	2,180 sqft
Game Room	Game Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	15,507 sqft (0.355 acres)
Lot Dimensions	143 ft deep x 60 ft wide
Garage Type	Mixed
Garage Area	711 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	003-23-09-0548-0012
Old Parcel Number	230905480012
Street Address	709 PENNOCK CIR
City	CROWN POINT
State	IN
Zip	46307-9156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	ELLENDALE FARM UNIT FOUR LOT 135
Legal Subdivision	ELLENDALE FARM
Legal Lot Number	135
Jurisdiction	LAKE IN
Township / Civil Division	CENTER
Census Block Group	2
Census Block	2015
Census Tract	43103

Owner

709 Pennock Cir is owned and occupied by an individual who acquired it in January 2026.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	709 PENNOCK CIR, CROWN POINT, IN 46307-9156
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Deed of Trust, Mortgage · Line of Credit HORIZON BANK
Feb 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 21, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 1, 2023	Transfer on Death Deed, Transfer
Jan 27, 2020	Deed of Trust, Mortgage · Commercial Mortgage PENTAGON FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2026
Deed Sale	Jan 21, 2026
Prior Sale	Jun 20, 2006
Deed Document Number	2026-502695
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	709 PENNOCK CIR, CROWN POINT, IN 46307-9156
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 PENNOCK CIR, CROWN POINT, IN 46307-9156

Mortgage

Document Number	0000030152
Date	Jul 22, 2022
Instrument	2022-530152

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jun 9, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	709 PENNOCK CIR, CROWN POINT, IN 46307-9156
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006967
Date	Feb 15, 2022
Instrument	2022-506967

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jan 21, 2026
Property Address	709 PENNOCK CIR, CROWN POINT, IN 46307-9156
Document Number	0000002695
Map Reference	DOC 200-023375
Instrument Date	Jan 20, 2026
Instrument	2026-502695
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	UNKNOWN, MERIDIAN TITLE CORPORATION

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	709 PENNOCK CIR, CROWN POINT, IN 46307-9156

Mortgage

Document Number	0000002696
Date	Jan 21, 2026
Instrument	2026-502696

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

December 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE IN
Recording Date	Dec 1, 2023
Property Address	709 PENNOCK CIR, CROWN POINT, IN 46307-9156
Document Number	0000032319
Map Reference	MB 87 PG 86
Instrument Date	Nov 28, 2023
Instrument	2023-032319
Transaction Type	Transfer
Record Updated	Dec 11, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	709 PENNOCK CIR, CROWN POINT, IN 46307-9156

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	709 PENNOCK CIR, CROWN POINT, IN 46307-9156
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006688
Date	Jan 27, 2020
Instrument	2020 006688

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22314

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	176 Months
Due	Sep 20, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Center Township
Municipality	Crown Point City
Unified School District	Crown Point Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$856,800 (+4.51%) Land $110,500 Building $746,300	$856,800 (+4.51%) Land $110,500 Building $746,300
2024	$8,290.00	$819,800 (+11.17%) Land $110,500 Building $709,300	$819,800 (+11.17%) Land $110,500 Building $709,300
2023		$737,400 (+5.49%) Land $94,700 Building $642,700	$737,400 (+5.49%) Land $94,700 Building $642,700
2022	$7,887.00 Homeowner's exemption	$699,000 Land $94,700 Building $604,300	$699,000 Land $94,700 Building $604,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 709 Pennock Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 Pennock Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROWN POINT WATER WORKS serves 30,000 people · EPA ID IN5245008
Water Source	Purchased surface water from INDIANA AMERICAN WATER - NORTHWEST
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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