709 Palmer Pl, Atwater, CA 95301 Property Records

Merced County property record for 709 Palmer Pl, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,067 sqft · built 1999
Lot Size	0.145 acres (6,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Jan 2018)
Tax Bill	$2,500 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`004-302-006-000`

Property Details

APN / Parcel Number

Primary APN	`004-302-006-000`
Alternative APN	`004-302-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,067 sqft Living Area
Gross Area	1,467 sqft
1st Floor Area	1,067 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	6,300 sqft (0.145 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	004-302-006
Street Address	709 PALMER PL
City	ATWATER
State	CA
Zip	95301-4585
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD9
Legal Description	FAIRWAY EST UNIT #2 LOT 19
Legal Subdivision	FAIRWAY ESTATE
Legal Lot Number	19
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	1
Census Block	1014
Census Tract	802

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	709 PALMER PL, ATWATER, CA 95301-4585
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage LAND HOME FINANCIAL SERVICES
Nov 14, 2017	Deed of Trust, Mortgage LAND HM FIN'L
Jan 8, 2018	Grant Deed, Transfer TRANSCOUNTY TITLE COMPANY
Nov 21, 2017	Grant Deed, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2018 · Amount on Record
Deed Sale	Jan 8, 2018 · Amount on Record
Prior Sale	Nov 21, 2017 · Amount on Record
Deed Document Number	2018348
Last Transfer Date	Dec 23, 2020
Transfer Doc	0000050232
Record Updated	Oct 29, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Dec 29, 2020
Property Address	709 PALMER PL, ATWATER, CA 95301-4585
Document Number	0000050232
Map Reference	MB 49 PG 10-12
Instrument Date	Dec 23, 2020
Instrument	2020050232
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	709 PALMER PL, ATWATER, CA 95301-4585

Mortgage

Document Number	0000050233
Date	Dec 29, 2020
Instrument	2020050233

Lender

Name	LAND HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	709 PALMER PL, ATWATER, CA 95301-4585
Document Number	0000000349
Instrument Date	Nov 14, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	TRANSCOUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 PALMER PL ATWATER CA 953014585, ATWATER, CA 95301-4585

Mortgage

Document Number	0000000349
Date	Jan 8, 2018
Instrument	349

Lender

Name	LAND HM FIN'L
Type	Funding / Finance Company
Address	CONCORD, CA 94520

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2048

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jan 8, 2018
Property Address	709 PALMER PL, ATWATER, CA 95301-4585
Document Number	0000000348
Instrument Date	Oct 25, 2017
Instrument	348
Transaction Type	Transfer
Record Updated	Jan 17, 2018
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$225.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 PALMER PL ATWATER CA 953014585, ATWATER, CA 95301-4585

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Nov 21, 2017
Property Address	709 PALMER PL, ATWATER, CA 95301-4585
Document Number	0000039483
Map Reference	MB 49 PG 10-12
Instrument Date	Oct 25, 2017
Instrument	2017-039483
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 PALMER PL, ATWATER, CA 95301-4585

Mortgage

Document Number	0000039484
Date	Nov 21, 2017
Instrument	2017-039484

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atwater City
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$237,915 (+2%) Land $52,224 Building $185,691
2025	$2,500.00 (+5.22%) Homeowner's exemption	$233,250 (+4.04%) Land $51,200 Building $182,050
2023	$2,376.00 (+1.15%) Homeowner's exemption	$224,195 Land $49,213 Building $174,982
2022	$2,349.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATWATER serves 29,479 people · EPA ID CA2410001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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