Pinellas County property record for 709 Palm Cir, Largo, FL 33770
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,352 sqft · built 1957 |
| Lot Size | 0.175 acres (7,614 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $210,000 (Mar 2017) |
| Tax Bill | $3,338 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-749-1396-3 |
| Primary APN | C62-000-749-1396-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,352 sqft Living Area |
| Gross Area | 1,856 sqft |
| 1st Floor Area | 1,352 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Built-Up Asphalt |
| Lot Area | 7,614 sqft (0.175 acres) |
| Lot Dimensions | 107 ft deep x 70 ft wide |
| Garage Type | Carport |
| Garage Area | 228 sqft |
| Carport | Carport |
| Carport Area | 228 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 276 sqft |
| Deck Area | 80 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R47203 |
|---|---|
| Street Address | 709 PALM CIR |
| City | LARGO |
| State | FL |
| Zip | 33770-4347 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAY BREEZE ESTATES BLK A, LOT 5 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 5 |
| Legal Subdivision | BAY BREEZE ESTATES |
| Legal Tract | 3330 |
| Legal Block | A |
| Legal Lot Number | 5 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 25207 |
Source: Pinellas County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 709 PALM CIR, LARGO, FL 33770-4347 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ALLIED MORTGAGE GROUP INC |
| Mar 6, 2017 | Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 2017 · Amount on Record |
| Deed Sale | Mar 6, 2017 · Amount on Record |
| Prior Sale | Sep 25, 2012 · Amount on Record |
| Deed Document Number | 201771008 |
| Deed Book / Page | 19543 / 1228 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 709 PALM CIR, LARGO, FL 33770-4347 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 709 PALM CIR, LARGO, FL 33770-4347 |
| Document Number | 0215802036 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 21580/2036 |
| Instrument | 2021196192 |
| Name | ALLIED MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | BALA CYNWYD, PA 19004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Mar 6, 2017 |
| Property Address | 709 PALM CIR, LARGO, FL 33770-4347 |
| Document Number | 0195431228 |
| Book / Page | 019543 / 001228 |
| Instrument Date | Mar 6, 2017 |
| Instrument | 71008 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2017 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,470.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 709 PALM CIR LARGO FL 337704347, LARGO, FL 33770-4347 |
| Document Number | 195431229 |
|---|---|
| Date | Mar 6, 2017 |
| Book Page | 019543/001229 |
| Instrument | 71009 |
| Name | MIDFLORIDA FCU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802-8008 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 5, 2047 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,338.00 (+7.92%) Homeowner's exemption | $218,028 (+5.99%) | $349,995 (+2.84%) Land $131,356 Building $218,639 |
| 2023 | $3,093.00 (+3.2%) Homeowner's exemption | $205,712 (+3%) | $340,325 (+20.75%) Land $171,114 Building $169,211 |
| 2022 | $2,997.00 Homeowner's exemption | $199,720 | $281,851 Land $153,851 Building $128,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 79 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 78 (1979–2024) |
| Claims Outside the SFHA | 26 of 78 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
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