709 Ocean Palms Dr, Katy, TX 77493 Property Records

Waller County property record for 709 Ocean Palms Dr, Katy, TX 77493

Property Summary

Property Type	Single Family Home
Details	2,626 sqft · built 2023
Lot Size	0.121 acres (5,271 sqft)
Owner	2 Individual Names on File
Last Sale	$379,566 (May 2023)
Tax Bill	$6,257 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Feb 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`800007-001-003-000`

Property Details

APN / Parcel Number

Primary APN	`800007-001-003-000`
Alternative APNs	`R263426` `263426`

Interior

Stories	2 Stories
Building Area	2,626 sqft Living Area
1st Floor Area	1,797 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	5,271 sqft (0.121 acres)
Lot Dimensions	127 ft deep x 42 ft wide
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	153 sqft

Location & Zoning

Street Address	709 OCEAN PALMS DR
City	KATY
State	TX
Zip	77493-6429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S800007 SUNTERRA 7 (GATED) BLK 1 LOT 3
Legal Subdivision	SUNTERRA 7 (GATED)
Legal Block	1
Legal Lot Number	3
Jurisdiction	WALLER TX
Township / Civil Division	BROOKSHIRE
Census Block Group	1
Census Block	1002
Census Tract	680100

Owner

709 Ocean Palms Dr is owned and occupied by two individuals who bought it in May 2023.

Source: Waller County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	709 OCEAN PALMS DR, KATY, TX 77493-6429
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 6, 2024	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 3, 2023	Vendor's Lien, Transfer · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2023 · Amount on File
Deed Sale	May 3, 2023 · Amount on File
Deed Document Number	20235029
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALLER TX
Property Address	709 OCEAN PALMS DR, KATY, TX 77493-6429
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 OCEAN PALMS DR, KATY, TX 77493-6429

Mortgage

Document Number	0002401577
Date	Feb 6, 2024
Instrument	2401577

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALLER TX
Property Address	709 OCEAN PALMS DR, KATY, TX 77493-6429
Transaction Type	Mortgage
Record Updated	Feb 13, 2024
Title Company	MORTGAGE CONNECT LP, MORTGAGE CONNECT OF TX LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 OCEAN PALMS DR, KATY, TX 77493-6429

Mortgage

Document Number	0002101577
Date	Feb 6, 2024
Instrument	2101577

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

May 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WALLER TX
Recording Date	May 3, 2023
Property Address	709 OCEAN PALMS DR, KATY, TX 77493-6429
Document Number	0002305029
Instrument Date	Apr 28, 2023
Instrument	2305029
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	PLATINUM TITLE LLC, PLATINUM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 OCEAN PALMS DR, KATY, TX 77493-6429

Mortgage

Document Number	0002305030
Date	May 3, 2023
Instrument	2305030

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 709 Ocean Palms Dr was $6,257 with exemptions applied.

Source: Waller County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Waller County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,257.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$453,720 Land $59,400 Building $394,320	$453,720 Land $59,400 Building $394,320
2023		$44,491 (+15.23%) Land $44,491	$44,491 (+15.23%) Land $44,491
2022		$38,610 Land $38,610	$38,610 Land $38,610

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 709 Ocean Palms Dr in Zone X, an area of minimal flood risk, though there have been 88 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective May 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	88 (1992–2026)
Claims Outside the SFHA	64 of 88
Most Recent Claim	Apr 2026 · other causes
Claims by Event	Hurricane Harvey, Aug 2017 · 63 claims Severe Storms And Flooding, Apr 2016 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 Ocean Palms Dr is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 48% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS-WALLER COUNTIES MUD 5 serves 4,098 people · EPA ID TX2370138
Water Source	Purchased groundwater from HARRIS-WALLER COUNTIES MUD 4
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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