709 Ocean Palm Way, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 709 Ocean Palm Way, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,658 sqft · built 2008
Lot Size	0.18 acres (7,840 sqft)
Owner	2 Individual Names on File
Last Sale	$1,600,000 (Nov 2021)
Tax Bill	$21,083 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`174191-3090`

Property Details

APN / Parcel Number

Primary APN	`174191-3090`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Stories	2 Stories
Building Area	3,658 sqft Living Area
Gross Area	4,808 sqft
1st Floor Area	1,829 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,840 sqft (0.18 acres)
Garage Type	Attached
Garage Area	1,150 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Finished/Open Porch
Porch Area	740 sqft
Deck Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	709 OCEAN PALM WAY
City	SAINT AUGUSTINE
State	FL
Zip	32080-8716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	36/1-11 SEA COLONY UNIT 1 OF THE BEACH CLUB AT ANASTASIA RESIDENTIAL CLUSTER DEVELOPMENT BLK C LOT 9 OR5408/1626
Legal Range	30E
Legal Township	08S
Legal Section	10
Legal Subdivision	SEA COLONY UNIT 1 OF THE BEACH CLUB AT A
Legal Block	C
Legal Lot Number	9
Legal Unit	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2003
Census Tract	21410

Owner

709 Ocean Palm Way is owned and occupied by two individuals who bought it in November 2021.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	709 OCEAN PALM WAY, SAINT AUGUSTINE, FL 32080-8716
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2021 · Amount on File
Deed Sale	Nov 1, 2021 · Amount on File
Prior Sale	Nov 16, 2005 · Amount on File
Deed Document Number	2021118736
Deed Book / Page	5408 / 1626
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 1, 2021
Property Address	709 OCEAN PALM WAY, SAINT AUGUSTINE, FL 32080-8716
Document Number	0054081626
Book / Page	5408 / 1626
Map Reference	MB 36 PG 1-11
Instrument Date	Nov 1, 2021
Instrument	2021118736
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 404, SORRENTO, FL 32776-0404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 OCEAN PALM WAY, ST AUGUSTINE, FL 32080-8716

Mortgage

Document Number	0054081628
Date	Nov 1, 2021
Instrument	5408/1628

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 709 Ocean Palm Way was $21,083 with a homeowner's exemption, up 9% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine Beach City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,354,364 (+2.7%)	$1,581,328 (-3.33%) Land $382,000 Building $1,199,328
2025	$21,083.00 (+9.05%) Homeowner's exemption	$1,318,758 (+2.9%)	$1,635,879 (+8.91%) Land $382,000 Building $1,253,879
2024	$19,334.00 (+1.52%) Homeowner's exemption	$1,281,592 (+3%)	$1,502,078 (+5.69%) Land $364,000 Building $1,138,078
2023	$19,045.00 (+1.43%) Homeowner's exemption	$1,244,264 (+3%)	$1,421,194 (+17.65%) Land $364,000 Building $1,057,194
2022	$18,777.00 Homeowner's exemption	$1,208,023	$1,208,023 Land $364,000 Building $844,023

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 709 Ocean Palm Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 294 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	954 units insured incl. 660 condo units
Nearby Flood Claims	5 (2016–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 Ocean Palm Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
AT&T Fiber · Fixed Wireless · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20