709 Oar Ln, Deale, MD 20751 Property Records

Anne Arundel County property record for 709 Oar Ln, Deale, MD 20751

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,170 sqft · built 2020
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Oct 2020)
Tax Bill	$5,332 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-000-90235394`

Property Details

APN / Parcel Number

Primary APN	`07-000-90235394`
Alternative APN	`00090235394`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,170 sqft Living Area
Gross Area	2,500 sqft
1st Floor Area	920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	00090235394
Street Address	709 OAR LN
City	DEALE
State	MD
Zip	20751-9735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 3 JODIES CHOICE
Legal Subdivision	JODIES CHOICE
Legal Block	1
Legal Lot Number	3
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1015
Census Tract	707002

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	709 OAR LN, DEALE, MD 20751-9735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Deed of Trust, Mortgage · Line of Credit APG FCU
Oct 1, 2020	Deed, Subdivision Related Transfer · VA Mortgage MERIDIAN BANK
Jan 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage BARRETT THEODORE H TRUST (PT)
Jul 24, 2019	Grant Deed, Transfer BARRETT THEODORE H TRUST (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2020 · Amount on Record
Deed Sale	Oct 1, 2020 · Amount on Record
Prior Sale	Jul 24, 2019 · Amount on Record
Deed Book / Page	35308 / 272
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	709 OAR LN, DEALE, MD 20751-9735
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	GETZ TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 OAR LN, DEALE, MD 20751-9735

Mortgage

Document Number	0391190057
Date	Sep 15, 2022
Book Page	39119/57

Lender

Name	APG FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 1, 2020
Property Address	709 OAR LN, DEALE, MD 20751-9735
Document Number	0353080272
Book / Page	35308 / 272
Map Reference	MB 315 PG 18
Instrument Date	Sep 15, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 16, 2021
Title Company	LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	709 OAR LN, DEALE, MD 20751-9735

Mortgage

Document Number	35308278
Date	Oct 1, 2020
Instrument	35308/278

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	709 OAR LN, DEALE, MD 20751-9735
Document Number	0341360165
Instrument Date	Jan 28, 2020
Transaction Type	Mortgage
Record Updated	Feb 14, 2020
Title Company	FREESTATE TITLE SERVICES/ANNAPOLIS, FREESTATE TITLE SVCS/ANNAPOLIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	709 OAR LN DEALE MD 20751, DEALE, MD 20751

Mortgage

Document Number	0341360165
Date	Jan 30, 2020
Book Page	034136/000165

Lender

Name	BARRETT THEODORE H TRUST (PT)
Address	6241 CRAIN HWY, UPPER MARLBORO, MD 20772-4119

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 24, 2019
Property Address	709 OAR LN, DEALE, MD 20751-9735
Document Number	0333740315
Book / Page	033374 / 000315
Instrument Date	Jul 1, 2019
Transaction Type	Transfer
Record Updated	Oct 31, 2019
Title Company	FREESTATE TITLE SERVICES/ANNAPOLIS, FREESTATE TITLE SVCS/ANNAPOLIS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1110 SOMERSET LN OWINGS MD 207363603, OWINGS, MD 20736-3603

Mortgage

Document Number	333740319
Date	Jul 24, 2019
Book Page	033374/000319

Lender

Name	BARRETT THEODORE H TRUST (PT)
Address	6241 CRAIN HWY, UPPER MARLBORO, MD 20772-4119

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$506,600 (+19.57%) Land $157,600 Building $349,000	$506,600 (+19.57%) Land $157,600 Building $349,000
2025	$5,332.00 (+16.09%)
2023	$4,593.00 Homeowner's exemption	$423,700 Land $157,600 Building $266,100	$423,700 Land $157,600 Building $266,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 130 policies
Nearby Flood Policies	130 in force
Nearby Flood Claims	75 (1996–2024)
Claims Outside the SFHA	12 of 75
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 61 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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