709 Oak Ave, Westfield, NJ 07090 Property Records

Union County and Westfield Town property record for 709 Oak Ave, Westfield, NJ 07090

Property Summary

Property Type	Single Family Home
Details	2,016 sqft · built 1978
Lot Size	0.241 acres (10,498 sqft)
Owner	2 Individual Names on File
Last Sale	$667,500 (Sep 2019)
Tax Bill	$15,813 (2025)
Deeds & Mortgages	Sep 2026 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-01301-0000-00048`

Property Details

APN / Parcel Number

Primary APN	`20-01301-0000-00048`
Alternative APNs	`2000318000000020` `200130100048`

Interior

Stories	2 Stories
Building Area	2,016 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Construction Type	Frame
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	210 ft deep x 50 ft wide
Garage Type	Detached

Location & Zoning

Old Parcel Number	2000318000000020
Street Address	709 OAK AVE
City	WESTFIELD
State	NJ
Zip	07090-2327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1301
Legal Lot Number	48
Jurisdiction	UNION NJ
Township / Civil Division	WESTFIELD
Census Block Group	5
Census Block	5020
Census Tract	36400

Owner

709 Oak Ave is owned and occupied by two individuals who bought it in September 2019.

Source: Union County and Westfield Town records, as of October 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	709 OAK AVE, WESTFIELD, NJ 07090-2327
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage PRINCETON FEDERAL CREDIT UNION
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage GARDEN STATE HOME LOANS INC
Sep 23, 2019	Deed, Transfer ATTORNEYS TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2019 · Amount on File
Deed Sale	Sep 23, 2019 · Amount on File
Prior Sale	Aug 28, 1998 · Amount on File
Deed Document Number	2019317358
Deed Book / Page	6340 / 846
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Recording Date	Sep 24, 2026
Property Address	709 OAK AVE, WESTFIELD, NJ 07090-2327
Document Number	0000097614
Book / Page	15861 / 2370
Instrument Date	Sep 18, 2026
Instrument	202697614
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 OAK AVE, WESTFIELD, NJ 07090-2327

Mortgage

Document Number	0000097614,
Date	Sep 24, 2026
Book Page	15861/2370
Instrument	202697614

Lender

Name	PRINCETON FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 23, 2031

Interest

Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	709 OAK AVE, WESTFIELD, NJ 07090-2327
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149602674
Date	May 12, 2021
Book Page	14960/2674
Instrument	11831

Lender

Name	GARDEN STATE HOME LOANS INC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08003

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Sep 23, 2019
Property Address	709 OAK AVE, WESTFIELD, NJ 07090-2327
Document Number	0063400846
Book / Page	6340 / 0846
Instrument Date	Sep 6, 2019
Instrument	317358
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	ATTORNEYS TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$5,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	700 MOUNTAIN AVE, 700, NEW PROVIDENCE, NJ 07974-1208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 OAK AVE, WESTFIELD, NJ 07090-2327

Tax Assessment & Valuation

The 2025 property tax bill for 709 Oak Ave was $15,813, up 1.8% from the year before.

Source: Union County and Westfield Town assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Westfield Town
Unified School District	Westfield Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$689,900 (-) Land $497,300 Building $192,600	$689,900 (-) Land $497,300 Building $192,600
2025	$15,813.00 (+1.78%)	$689,900 Land $497,300 Building $192,600	$689,900 Land $497,300 Building $192,600
2024	$15,536.00
2023		$689,900 Land $497,300 Building $192,600	$689,900 Land $497,300 Building $192,600
2022	$14,901.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 709 Oak Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (1980–2026)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Apr 2026
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 Oak Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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