Bedford County property record for 709 North St, Bedford, VA 24523
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,052 sqft |
| Lot Size | 0.369 acres (16,117 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,800 (Sep 2022) |
| Tax Bill | $831 (2023) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Jun 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 194 A 116 T |
| Primary APN | 194 A 116 T |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 2,052 sqft Living Area |
| Fireplace | Fireplace |
| Exterior Material | Wood Siding |
|---|---|
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 16,117 sqft (0.369 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 709 NORTH ST |
|---|---|
| City | BEDFORD |
| State | VA |
| Zip | 24523-3425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E SIDE NORTH ST PB 50/219 |
| Legal Subdivision | E SIDE NORTH ST |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 50102 |
Source: Bedford County records · APN 194 A 116 T
Assessment roll updated January 1, 2023 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 709 NORTH ST, BEDFORD, VA 24523-3425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 07, 2022 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Jun 10, 2022 | Special Warranty Deed, Transfer · Stand-Alone First Mortgage SOJAVA INVESTMENTS LLC |
| Apr 23, 2020 | Special Warranty Deed, Foreclosure |
| Apr 24, 2017 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 07, 2022 · Amount on Record |
| Deed Sale | Sep 07, 2022 · Amount on Record |
| Prior Sale | Jun 10, 2022 · Amount on Record |
| Deed Document Number | 220010043 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Sep 07, 2022 |
| Property Address | 709 NORTH ST, BEDFORD, VA 24523-3425 |
| Document Number | 0220010043 |
| Instrument Date | Aug 30, 2022 |
| Instrument | 220010043 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 709 NORTH ST, BEDFORD, VA 24523-3425 |
| Document Number | 0220010044 |
|---|---|
| Date | Sep 07, 2022 |
| Instrument | 220010044 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 297 Months |
| Due | May 31, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Jun 10, 2022 |
| Property Address | 709 NORTH ST, BEDFORD, VA 24523-3425 |
| Document Number | 0220006681 |
| Instrument Date | May 24, 2022 |
| Instrument | 220006681 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2022 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE & SETTLEMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8390 GOODVIEW RD, GOODVIEW, VA 24095-3010 |
| Document Number | 0220006682 |
|---|---|
| Date | Jun 10, 2022 |
| Instrument | 220006682 |
| Name | SOJAVA INVESTMENTS LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Apr 23, 2020 |
| Property Address | 709 NORTH ST, BEDFORD, VA 24523-3425 |
| Document Number | 200004000 |
| Instrument Date | Apr 17, 2020 |
| Instrument | 200004000 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 02, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3401 W END AVE, NASHVILLE, TN 37203-1042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Apr 24, 2017 |
| Property Address | 709 NORTH ST, BEDFORD, VA 24523-3425 |
| Document Number | 170003609 |
| Instrument Date | Apr 18, 2017 |
| Instrument | 170003609 |
| Transaction Type | Transfer |
| Record Updated | Sep 02, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 709 NORTH ST, BEDFORD, VA 24523-3425 |
| Document Number | 170003610 |
|---|---|
| Date | Apr 24, 2017 |
| Instrument | 170003610 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Bedford County records · Assessment roll updated January 1, 2023 · Last verified August 2023
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Municipality | Bedford Town |
| Unified School District | Bedford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $831.00 Additional exemption filed | $101,450 | $202,900 Land $30,000 Building $172,900 |
Source: FEMA National Flood Hazard Layer as of September 29, 2010 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Bedford Historic District listed 1984 · 208 contributing resources · NRIS 84000031 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Shenandoah Telecommunications Company Cable | 1,200 / 50 |
| ZiTEL Fiber | 960 / 960 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon, Xfinity.
Based on FCC filings for 269 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Copper | 1.52 mg/L (2017) action level 1.3 mg/L |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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