709 NE 2nd St, North Bend, WA 98045 Property Records

King County property record for 709 NE 2nd St, North Bend, WA 98045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,840 sqft · built 2019
Lot Size	0.078 acres (3,413 sqft)
Owner	Individual Name on File
Last Sale	$1,000,000 (Jun 2022)
Tax Bill	$9,124 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`177628-0080`

Property Details

APN / Parcel Number

Primary APN	`177628-0080`
Alternative APN	`177628008001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,840 sqft Living Area
1st Floor Area	920 sqft
2nd Floor Area	920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	3,413 sqft (0.078 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	177628008001
Street Address	709 NE 2ND ST
City	NORTH BEND
State	WA
Zip	98045-5010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	COTTAGES AT RANGER STATION
Legal Range	08
Legal Township	23
Legal Section	10
Legal Subdivision	COTTAGES AT RANGER STATION
Legal Lot Number	8
Jurisdiction	KING WA
Township / Civil Division	SNOQUALMIE VALLEY
Census Block Group	2
Census Block	2005
Census Tract	32704

Owner

709 NE 2nd St is owned by an individual who bought it in June 2022.

Source: King County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	624 YALE AVE N, 802, SEATTLE, WA 98109-5955
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jul 19, 2019	Deed of Trust, Mortgage · Conventional with PMI WMS SERIES
Dec 14, 2018	Warranty Deed, Subdivision Related Transfer · Conventional with PMI WMS SERIES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2022 · Amount on File
Deed Sale	Jun 24, 2022 · Amount on File
Prior Sale	Dec 14, 2018 · Amount on File
Deed Document Number	2022744
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Jun 24, 2022
Property Address	709 NE 2ND ST, NORTH BEND, WA 98045-5010
Document Number	0000000744
Map Reference	VOL 275 PG 49-54
Instrument Date	Jun 13, 2022
Instrument	20220624000744
Transaction Type	Transfer
Record Updated	Jul 5, 2022
Title Company	CW TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16,905.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 YALE AVE N APT 802, 802, SEATTLE, WA 98109-5955

Mortgage

Document Number	0000000745
Date	Jun 24, 2022
Instrument	20220624000745

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jul 1, 2029
Change Frequency	6 Months
Index	Other
Margin	3
Max Rate	9.25%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	709 NE 2ND ST, NORTH BEND, WA 98045-5010
Transaction Type	Mortgage
Record Updated	Jan 13, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001570
Date	Jan 3, 2022
Instrument	20220103001570

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	709 NE 2ND ST, NORTH BEND, WA 98045-5010
Document Number	0000000922
Instrument Date	Jul 19, 2019
Transaction Type	Mortgage
Record Updated	Aug 2, 2019
Title Company	CW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	709 NE 2ND ST NORTH BEND WA 980455010, NORTH BEND, WA 98045-5010

Mortgage

Document Number	0000000922
Date	Jul 26, 2019
Instrument	201907260922

Lender

Name	WMS SERIES
Address	SEATTLE, WA 98101

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2049

December 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Dec 14, 2018
Property Address	709 NE 2ND ST, NORTH BEND, WA 98045-5010
Document Number	0000001216
Instrument Date	Dec 10, 2018
Instrument	201812141216
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 27, 2018
Title Company	OLD REPUBLIC TITLE COMPANY LIMITED, OLD REPUBLIC TITLE CO LTD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	709 NE 2ND ST NORTH BEND WA 980455010, NORTH BEND, WA 98045-5010

Mortgage

Document Number	1217
Date	Dec 14, 2018
Instrument	201812141217

Lender

Name	WMS SERIES
Address	SEATTLE, WA 98101

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 13, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 709 NE 2nd St was $9,124, up 7.8% from the year before.

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	North Bend City
Unified School District	Snoqualmie Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,124.00 (+7.84%)
2025	$8,461.00	$1,008,000 (+10.41%) Land $297,000 Building $711,000	$1,008,000 (+10.41%) Land $297,000 Building $711,000
2024	$8,461.00	$913,000 Land $297,000 Building $616,000	$913,000 Land $297,000 Building $616,000
2022	$7,768.00	$903,000 Land $309,000 Building $594,000	$903,000 Land $309,000 Building $594,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 709 NE 2nd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 93 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	75 (1986–2015)
Claims Outside the SFHA	22 of 75
Most Recent Claim	Dec 2015 · river or lake flooding
Claims by Event	Severe Winter Storm, Landslides, Mudslides, And Flooding, Jan 2009 · 23 claims Severe Storms, Flooding, Landslides, And Mudslides, Nov 2006 · 24 claims Severe Storms, High Wind, And Flooding, Nov 1995 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 NE 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORTH BEND serves 8,710 people · EPA ID WA5360100
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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