709 N Willow Creek Ave, Sioux Falls, SD 57110 Property Records

Minnehaha County property record for 709 N Willow Creek Ave, Sioux Falls, SD 57110

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,826 sqft · built 2020
Lot Size	0.312 acres (13,573 sqft)
Owner	2 Trust Names on File
Tax Bill	$8,933 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Nov 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-23-17-150-028-000`

Property Details

APN / Parcel Number

Primary APN	`01-23-17-150-028-000`
Alternative APN	`92451`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,826 sqft Finished Area
Basement Area	1,826 sqft
Finished Basement	1,668 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,573 sqft (0.312 acres)
Garage Type	Attached
Garage Area	964 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	126 sqft
Deck Area	283 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	92451
Street Address	709 N WILLOW CREEK AVE
City	SIOUX FALLS
State	SD
Zip	57110-4046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 BLOCK 12 WILLOW RIDGE III ADDITION TO THE CITY OF SIOUX FALLS
Legal Subdivision	WILLOW RIDGE III ADDITION
Legal Block	12
Legal Lot Number	28
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1067
Census Tract	10403

Owner

709 N Willow Creek Ave, a single family home, is held in a trust.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	709 N WILLOW CREEK AVE, SIOUX FALLS, SD 57110-4046
Owner Type	Company
Vesting	Trust, Corporate Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2021	Deed of Trust, Mortgage · Line of Credit GREAT WESTERN BANK
Nov 9, 2020	Deed of Trust, Mortgage · Line of Credit GREAT WESTERN BANK
Nov 23, 2022	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK SOUTHWEST
Sep 17, 2021	Intrafamily Transfer, Transfer
Jul 20, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK SOUTHWEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	709 N WILLOW CREEK AVE, SIOUX FALLS, SD 57110-4046
Transaction Type	Mortgage
Record Updated	May 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27203 SPRINGDALE CT, HARRISBURG, SD 57032-8123

Mortgage

Document Number	1911MTG/166
Date	Jan 12, 2021
Book Page	1911 MTG/166

Lender

Name	GREAT WESTERN BANK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	709 N WILLOW CREEK AVE, SIOUX FALLS, SD 57110-4046
Transaction Type	Mortgage
Record Updated	May 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27203 SPRINGDALE CT, HARRISBURG, SD 57032-8123

Mortgage

Document Number	1904MTG/443
Date	Nov 9, 2020
Book Page	1904 MTG/443

Lender

Name	GREAT WESTERN BANK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	709 N WILLOW CREEK AVE, SIOUX FALLS, SD 57110-4046
Transaction Type	Mortgage
Record Updated	May 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 N WILLOW CREEK AVE, SIOUX FALLS, SD 57110-4046

Mortgage

Document Number	1963MTG/85
Date	Nov 23, 2022
Book Page	1963 MTG/85

Lender

Name	FIRST STATE BANK SOUTHWEST
Type	Bank
Address	SIOUX FALLS, SD 57103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Nov 15, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MINNEHAHA SD
Recording Date	Sep 17, 2021
Property Address	709 N WILLOW CREEK AVE, SIOUX FALLS, SD 57110-4046
Document Number	608DEED/190
Book / Page	608 DEED / 190
Instrument Date	Sep 8, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	709 N WILLOW CREEK AVE, SIOUX FALLS, SD 57110-4046

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jul 20, 2021
Property Address	709 N WILLOW CREEK AVE, SIOUX FALLS, SD 57110-4046
Document Number	606DEED/498
Book / Page	606 DEED / 498
Instrument Date	Jul 16, 2021
Transaction Type	Transfer
Record Updated	May 2, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$599.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	709 N WILLOW CREEK AVE, SIOUX FALLS, SD 57110-4046

Mortgage

Document Number	1928MTG794
Date	Jul 20, 2021
Instrument	1928 MTG/794

Lender

Name	FIRST STATE BANK SOUTHWEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 709 N Willow Creek Ave was $8,933.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Brandon Valley School District 49-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$659,465 (-1.1%) Land $76,252 Building $583,213	$659,465 Land $76,252 Building $583,213
2025	$8,933.00	$666,800 (-3.7%) Land $77,100 Building $589,700
2024	$8,933.00	$692,400 Land $77,100 Building $615,300
2022	$8,875.00	$595,200 Land $77,500 Building $517,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 709 N Willow Creek Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 N Willow Creek Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 76% of South Dakota
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Also Mapped Here	MINNEHAHA COMMUNITY WATER CORP
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Alliance Communications Cooperative.

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