709 N West St, Wheaton, IL 60187 Property Records

DuPage County property record for 709 N West St, Wheaton, IL 60187

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,638 sqft · built 1887
Lot Size	0.25 acres (10,890 sqft)
Owner	Trust Name on File
Last Sale	$580,000 (Mar 2014)
Tax Bill	$18,013 (2025)
Deeds & Mortgages	Oct 2022 Transfer Dec 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-16-105-004`

Property Details

APN / Parcel Number

Primary APN	`05-16-105-004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,638 sqft Living Area
Basement Area	1,101 sqft
Finished Basement	1,101 sqft

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	16.5 ft deep x 6.6 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	54 sqft
Deck Area	Deck Area
Patio Area	554 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	709 N WEST ST
City	WHEATON
State	IL
Zip	60187-4082
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	MALLORYS ADD N 66 FT OF S 132 FT OF W 165 FT E OF WEST ST
Legal Subdivision	MALLORYS ADD
Legal Block	14
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1012
Census Tract	842500

Owner

709 N West St is owner-occupied and held in a trust since September 2022.

Source: DuPage County records, as of October 12, 2026

Owner of Record	Trust Name on File
Mailing Address	709 N WEST ST, WHEATON, IL 60187-4082
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Intrafamily Transfer, Transfer
Dec 7, 2020	Deed of Trust, Mortgage · Line of Credit DUPAGE CU
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2014 · Amount on File
Deed Sale	Mar 11, 2014 · Amount on File
Deed Document Number	201420171
Last Transfer Date	Sep 12, 2022
Transfer Doc	0000092843
Record Updated	Oct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DU PAGE IL
Recording Date	Oct 12, 2022
Property Address	709 N WEST ST, WHEATON, IL 60187-4082
Document Number	0000092843
Map Reference	DOC 20408
Instrument Date	Sep 12, 2022
Instrument	R2022-092843
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 N WEST ST, WHEATON, IL 60187-4082

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	709 N WEST ST, WHEATON, IL 60187-4082
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000149506
Date	Dec 7, 2020
Instrument	R2020-149506

Lender

Name	DUPAGE CU
Type	Credit Union
Address	NAPERVILLE, IL 60567

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Dec 31, 2040

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	709 N WEST ST, WHEATON, IL 60187-4082
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000094553
Date	Aug 25, 2020
Instrument	R2020-094553

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 709 N West St was $18,013 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,013.00	$305,394 Land $52,646 Building $252,748	$916,182 Land $157,938 Building $758,244
2022	$16,547.00 Homeowner's exemption	$244,940 Land $42,230 Building $202,710	$734,820 Land $126,690 Building $608,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 709 N West St in Zone X, an area of minimal flood risk, though there have been 67 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	67 (1978–2020)
Claims Outside the SFHA	37 of 67
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 14 claims Severe Storms And Flooding, Jul 2010 · 16 claims Severe Storms & Flooding, Aug 1987 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 N West St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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